Credit union · NCUA insured
Van Cortlandt Cooperative Federal Credit Union (VCCFCU) CD Rates
Van Cortlandt Cooperative Federal Credit Union (VCCFCU)’s best CD rate is 3.05% APY on a 1-year share certificate (CD). Rates checked October 16, 2026.
How Van Cortlandt Cooperative Federal Credit Union (VCCFCU)’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Van Cortlandt Cooperative Federal Credit Union (VCCFCU) has the most branches. $10,000, best rate first.
This credit union’s best
Van Cortlandt Cooperative Federal Credit Union (VCCFCU)
3.05%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $305
Share Certificate
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
3.05%APY · 1 term
Minimum balance for a certificate is $500.00. Interest is not compounded. Early withdrawal penalty of 90 days' interest. Automatic rollover available, additional deposits permitted at maturity, renewal grace period of 7 days.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest is not compounded. Early withdrawal penalty of 90 days' interest | 3.05% | $305 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
IRA Share Certificate
3.05%APY · 1 term
Minimum balance for a certificate is $500.00. Interest is not compounded. Early withdrawal penalty of 90 days' interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest is not compounded. Early withdrawal penalty of 90 days' interest | 3.05% | $305 |
Sources (2)
All captured Oct 6, 2026
Who can join Van Cortlandt Cooperative Federal Credit Union (VCCFCU)
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Amalgamated, Park Reservoir, Mutual, Orloff Towers, and Cannon Heights Cooperatives are eligible for membership.
- Employees of the Van Cortlandt Cooperative Federal Credit Union are eligible for membership.
- Members of the Van Cortlandt Jewish Center are eligible for membership.
- Employees, Board members, and members of the Van Cortlandt Park Alliance in Bronx, NY are eligible for membership.
Military, government and schools
- Employees and students of the Amalgamated Nursery school are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepchild, stepparent, stepsibling, and adopted child) of Van Cortlandt Cooperative Federal Credit Union members are eligible for membership.
2 more ways to join
Family and household
- Household members of Van Cortlandt Cooperative Federal Credit Union members are eligible for membership.
Other ways
- Residents of the Amalgamated, Park Reservoir, Mutual, Orloff Towers, and Cannon Heights Cooperatives are eligible for membership.
Membership information collected October 5, 2026.