Credit union · NCUA insured
Van Cortlandt Cooperative Federal Credit Union (VCCFCU)
A $54.9M credit union headquartered in Bronx, NY, with 1,950 members and 1 branch in New York. Best rates: CDs 3.05% and savings 0.40% APY.
Van Cortlandt Cooperative Federal Credit Union (VCCFCU) Carrot Score
75
Carrot Score
Higher than 38% of U.S. banks and credit unions
#96 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Van Cortlandt Cooperative Federal Credit Union (VCCFCU)
Federally chartered in March 1936, Van Cortlandt Cooperative Federal Credit Union was established to provide a safe and convenient place for Amalgamated Housing cooperators to save and borrow.
In October 2009, the credit union moved to a larger location within the Amalgamated Cooperative to extend operating hours and enhance security.
- Headquarters
- 3960 Hillman Ave, Bronx, NY 10463
- NCUA charter
- 1125
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Amalgamated, Park Reservoir, Mutual, Orloff Towers, and Cannon Heights Cooperatives are eligible for membership.
- Employees of the Van Cortlandt Cooperative Federal Credit Union are eligible for membership.
- Members of the Van Cortlandt Jewish Center are eligible for membership.
- Employees, Board members, and members of the Van Cortlandt Park Alliance in Bronx, NY are eligible for membership.
Military, government and schools
- Employees and students of the Amalgamated Nursery school are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepchild, stepparent, stepsibling, and adopted child) of Van Cortlandt Cooperative Federal Credit Union members are eligible for membership.
2 more ways to join
Family and household
- Household members of Van Cortlandt Cooperative Federal Credit Union members are eligible for membership.
Other ways
- Residents of the Amalgamated, Park Reservoir, Mutual, Orloff Towers, and Cannon Heights Cooperatives are eligible for membership.
Branches
1 branch in New York
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New York
1 branch
- VccfcuMain office3960 Hillman Ave, Bronx, NY 10463Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.21% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.78% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.82% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $28 | $59 | — |
- CapitalNet worth ratio12.21%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.78%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.82%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$28Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Van Cortlandt Cooperative Federal Credit Union (VCCFCU) are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.