Best CD rates in New York

Requirements

Product: Penalty may be imposed for early withdrawal. Rates guaranteed fixed for length of term. Automatic interest earnings transfer capabilities and automatic CD renewal available.

Offer: Minimum average daily balance to avoid fees is $0. Term of 2 Years.

Requirements

Product: Fixed-rate CD. APY is locked for the 48-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible.

Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.

Requirements

Product: Dividends compounded and credited quarterly. Minimum opening deposit $1000.00; minimum average daily balance of $1000.00 required to obtain disclosed APY. Early withdrawal penalty applies (greater of 7 days dividends or all dividends earned). Automatic renewal at maturity with a 10 calendar day grace period.

Requirements

Product: Penalty for early withdrawal (for 3-18 month terms, penalty is 90 days earned dividends; for 24-60 month terms, penalty is 180 days earned dividends). Automatically renews at maturity. No setup or maintenance fees.

Requirements

Product: Dividends are paid monthly. A penalty may be imposed for early withdrawal (equivalent of up to 90 days loss of dividends) on Share Certificate accounts.

Requirements

Product: Interest is compounded monthly and credited at month-end and at maturity. Early withdrawal penalty may apply. Quarterly statements provided.

Requirements

Product: Maximum balance of $50,000. Requires a minimum $25.00 monthly recurring automatic deposit to remain open. Maximum of one Dream Plan Share Certificate per account. No penalty for early withdrawal if funds are used as a down payment on a home financed with the Credit Union.

Offer: Minimum $25.00 monthly recurring automatic deposit required; maximum balance $50,000.

Requirements

Product: $500 minimum opening deposit unless otherwise noted. Early withdrawal penalties may apply.

Offer: Promotional rate. Subject to change at any time. Early withdrawal penalties may apply.

Requirements

Product: Dividends are compounded on the average daily balance after meeting a minimum account balance paid quarterly. Accounts are insured up to $250,000 by NCUA.

Requirements

Product: Valid for new funds not currently held at AFCU. $5,000 minimum balance requirement. Penalties may apply for early withdrawals. Existing share balances cannot be used. Rollovers occur at the one-year share certificate rate in effect as of the rollover date. Membership eligibility required. Offer ends 11/31/26.

Offer: Valid for new funds only. Offer ends 11/31/26.

Requirements

Product: Automatic renewal at end of term.

Offer: Dividends compound quarterly; a penalty will be imposed for early withdrawals.

Requirements

Product: Promotional certificate. Subject to end at any time without notice.

Offer: Promo only. Minimum deposit of $5,000 required (note: page 17 line 24 also references $1,000 minimum). Subject to end at any time without notice.

Requirements

Product: A penalty may be imposed for early withdrawal. Cannot be combined with any other offer. Subject to cancellation without prior notice.

Offer: Cannot be combined with any other offer. Subject to cancellation without prior notice. Early withdrawal penalty may apply.

Requirements

Product: Term share certificates pay higher dividends than most traditional savings accounts. Rates are subject to change without notice. Fees could reduce account dividend earnings.

Offer: $2,500 Minimum To Open