Credit union · NCUA insured
Lockport Schools & Community Federal Credit Union CD Rates
Lockport Schools & Community Federal Credit Union’s best CD rate is 3.00% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Lockport Schools & Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Buffalo, NY, where Lockport Schools & Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lockport Schools & Community Federal Credit Union
3.00%APY
- Term
- 6 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $149
Share Certificate
Top rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
2nd-highest rate
Ukrainian Federal Credit Union
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Lockport Schools & Community Federal Credit Union CD score
66
CD score
Higher than 16% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo2.55%
- 16–30 months16–30 mo2.79%
- 31–60 months31–60 mo2.52%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lockport Schools & Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.00%APY · 4 terms
Dividends are compounded on the average daily balance after meeting a minimum account balance paid quarterly. Accounts are insured up to $250,000 by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.00% | $149 |
| 12 months | 2.55% | $255 |
| 24 months | 2.79% | $566 |
| 36 months | 2.52% | $775 |
Who can join Lockport Schools & Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.