Credit union · NCUA insured
Greater Woodlawn FCU CD Rates
Top CarrotGreater Woodlawn FCU’s best CD rate is 3.00% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Greater Woodlawn FCU’s CD rates compare
Compared with banks and credit unions near Jamestown, NY, where Greater Woodlawn FCU has the most branches. $10,000, best rate first.
This credit union’s best
Greater Woodlawn FCU
3.00%APY
- Term
- 24 months
- Minimum
- $2,500
- Earns on $10,000
- $609
Term Share Certificate
Top rate
Lake Shore Bank
4.44%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $673
2nd-highest rate
Centra Credit Union
4.35%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $288
Greater Woodlawn FCU CD score
65
CD score
Higher than 13% of U.S. banks and credit unions
- 3–8 months3–8 mo2.10%
- 9–15 months9–15 mo2.75%
- 16–30 months16–30 mo3.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greater Woodlawn FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate
Up to 3.00%APY · 4 terms
Term share certificates pay higher dividends than most traditional savings accounts. Rates are subject to change without notice. Fees could reduce account dividend earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months$2,500 Minimum To Open | 2.10% | $104 |
| 12 months$2,500 Minimum To Open | 2.75% | $275 |
| 18 months$2,500 Minimum To Open | 2.95% | $446 |
| 24 months$2,500 Minimum To Open | 3.00% | $609 |
Special-purpose accounts
IRA Certificate
Up to 3.00%APY · 4 terms
Rates are subject to change without notice. Fees could reduce account dividend earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months$1,000 Minimum To Open | 2.10% | $104 |
| 12 months$1,000 Minimum To Open | 2.75% | $275 |
| 18 months$1,000 Minimum To Open | 2.95% | $446 |
| 24 months$1,000 Minimum To Open | 3.00% | $609 |
Sources (1)
- grwfcu.com/savings-rates · captured Sep 17, 2026
Who can join Greater Woodlawn FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or attend school in, and businesses and other legal entities located in the City of Dunkirk, NY and the bounded portion of the Town of Pomfret, NY are eligible for membership.
- Persons who live, work, worship, or attend school in, and businesses/legal entities located in the bounded portion of the Town of Hanover, NY are eligible for membership.
- Persons who live, work, or attend school in, and businesses and other legal entities located in the City of Jamestown, NY are eligible for membership.
- Persons who live, work, or attend school in, and businesses/legal entities located in the Towns of Chautauqua, Portland, Stockton, and Westfield, New York are eligible for membership.
Employers and groups
- Employees of Buffalo Computer Graphics, Inc. are eligible for membership.
- Employees of Dahlstrom Manufacturing Co., Inc. who work in Jamestown, New York are eligible for membership.
10 more ways to join
Employers and groups
- Employees of Ford Motor Company (Buffalo Stamping Plant, Buffalo sales/service centers, or Williamsville parts depot) and employees of A. R. A. Services of Western New York at the Buffalo Stamping Plant are eligible for membership.
- Employees of various participating companies and municipal bodies in Falconer, Frewsburg, Busti, Celeron, and Jamestown, NY, as well as regular members of AARP or Loyal Order of Moose in Jamestown, NY, are eligible for membership.
- Employees of Southern Tier Environments for Living, Inc. working at listed facilities in Gowanda, Dunkirk, or Jamestown, NY are eligible for membership.
- Members of Blasdell/Hamburg Taxpayers' Association, Inc. in Blasdell, NY or Scranton - McKinley Taxpayers Association in Hamburg, NY are eligible for membership.
- Employees of Taylor-Pohlman, Inc. who work in Orchard Park, New York are eligible for membership.
- Employees of Ten Lives Club LLC are eligible for membership.
- Employees of Weber Knapp Company who work in Jamestown, New York are eligible for membership.
Military, government and schools
- Members of American Legion Post No. 777 in Celeron, NY and Post No. 1286 in Lakewood, NY are eligible for membership.
- Employees and members of listed government agencies, organizations, and businesses (including NYS DEC, NYS DOT, Chautauqua County Police Organizations Assn, I.L.S. Veterans Club, Lakewood Area Chamber of Commerce, and others) are eligible for membership.
Family and household
- Immediate family or household members of eligible persons, spouses of persons who died while in the field of membership, credit union employees, and pensioners/annuitants from eligible employment are eligible for membership.
Membership information collected October 5, 2026.