Compare Bank & Credit Union Rates
Best CD rates in Jamaica, NY
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Jamaica, NY
- 3.30%APY$164 over 6 months on $10,000intro rate
Requirements
Product: Available to residents of California, New Jersey, New York, Texas, Nevada, Washington and Arizona. Must be opened online. Subject to early withdrawal penalty. Additional deposits cannot be made during the term.
Offer: Must be opened online. Interest is compounded daily and credited monthly.
Promotional rate · 3.25% interest rate · Compounded daily
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - Municipal Credit UnionDeposit Plus Share CertificateCD · 18 months · $250 min
Credit union · 10 branches
3.30%APY$499 over 18 months on $10,000Requirements
Product: Fixed-rate share certificate. Early withdrawal penalties apply.
Offer: Fixed rate. Additional deposits are allowed for the 18-month Deposit Plus Share Certificate.
3.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - Municipal Credit UnionSecured Visa Share CertificateCD · 18 months · $300 min
Credit union · 10 branches
3.30%APY$499 over 18 months on $10,000Requirements
Product: Fixed-rate share certificate. Early withdrawal penalties apply.
Offer: Fixed rate. Additional deposits are allowed for the 18-month Secured Visa Share Certificate.
3.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - Generations United Federal Credit UnionGU CertificatesCD · 18 months · $100 min
Credit union · 1 branch
3.30%APY$499 over 18 months on $10,000intro rateRequirements
Product: Minimum opening deposit required as per term tier. Additional deposit not allowed; withdrawals subject to early withdrawal penalties.
Offer: Min deposit $100. Term 18 months.
3.25% interest rate · Effective Oct 29, 2025
Rate checked
More details - Peapack Private Bank & TrustPersonal Certificates of Deposit (CDs)CD · 9 months · $500 min
Bank · 1 branch
3.25%APY$243 over 9 months on $10,000with conditionsRequirements
Offer: New money only. Interest paid monthly. 9 Month rolls into 182 day CD.
Qualified rate · 3.21% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.25%APY$491 over 18 months on $10,000
Requirements
Product: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
Offer: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
3.20% interest rate · Effective Dec 18, 2025
Rate checked
More details - 3.25%APY$661 over 24 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 24-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible. Fund up to $500,000 online and up to $1,000,000 in a branch.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - New York Times Employees' Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · 1 branch
3.25%APY$1,734 over 60 months on $10,000Requirements
Product: Dividends are compounded and credited monthly or quarterly. APY is based on dividends remaining until maturity. Minimum opening balance is $500. Early withdrawal penalty applies: loss of 3 months' dividends for withdrawals within the first year, loss of 6 months' dividends after the first year. Automatic renewal at maturity with a 7-day grace period.
3.20% interest rate · Effective Dec 1, 2025
Rate checked
More details - 3.20%APY$991 over 36 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 36-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - Generations United Federal Credit UnionCharitable Share CertificateCD · 10 months · $500 min
Credit union · 1 branch
3.15%APY$262 over 10 months on $10,000Requirements
Product: Fixed rate. Dividends compounded and credited monthly. Additional deposits not allowed. Automatically renewable.
Offer: Early withdrawal penalty: 120 days' dividends.
3.10% interest rate · Effective May 6, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - People's Alliance Federal Credit UnionBump-Up Share Certificate AccountCD · 18 months
Credit union · 2 branches
3.14%APY$475 over 18 months on $10,000Requirements
Product: Fixed rate with bump-up option. Dividends are earned daily, compounded and credited monthly. Penalty of 30 days' dividends for early withdrawal of principal balance. Renews automatically at maturity with a 7 calendar day grace period.
3.10% interest rate · Effective Sep 26, 2026
Rate checked
More details - Van Cortlandt Cooperative Federal Credit Union (VCCFCU)Share CertificateCD · 12 months · $500 min
Credit union · 1 branch
3.05%APY$305 over 1 year on $10,000Requirements
Product: Minimum balance for a certificate is $500.00. Interest is not compounded. Early withdrawal penalty of 90 days' interest. Automatic rollover available, additional deposits permitted at maturity, renewal grace period of 7 days.
Offer: Interest is not compounded. Early withdrawal penalty of 90 days' interest.
3.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.05%APY$1,277 over 48 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 48-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Jamaica, NY
635 CDs at 65 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.10%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.05%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches