Bank · FDIC insured
Marcus by Goldman Sachs
Top CarrotA $758.8B bank, the 5th largest of 4,207, headquartered in New York, NY, with 3 branches in 2 states. It opens accounts online nationwide. Best rates: CDs 4.40% and savings 3.50% APY.
Marcus by Goldman Sachs Carrot Score
Carrot ScoreTop Carrot
Higher than 98% of U.S. banks and credit unions
#5 of 19 nationwide online banksHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Marcus by Goldman Sachs
Marcus by Goldman Sachs is a brand of Goldman Sachs Bank USA.
- Headquarters
- 200 West St, New York, NY 10282
- FDIC certificate
- 33124 ↗
Branches
3 branches in 2 states
Loading map…
Utah
2 branches
Draper area · 1
- Draper Branch11850 S Election Rd, Draper, UT 84020Directions
Salt Lake City area · 1
- Salt Lake City Branch111 S Main St, Salt Lake City, UT 84111Directions
New York
1 branch
- Goldman Sachs Bank USAMain office200 West St, New York, NY 10282Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.67% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.04% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.21% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $50 | $85 | — |
- CapitalLeverage ratio7.67%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.04%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.21%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$50Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Marcus by Goldman Sachs are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.