Best CD rates in Newark, NJ

Requirements

Product: Must be at least 18 years old and a U.S. citizen or lawful permanent resident with a U.S. physical address. CD account balance may not exceed $1,000,000. Early withdrawal penalties apply (3 months interest for terms <= 12 months, 6 months interest for terms > 12 months).

Requirements

Product: FDIC insured up to $250,000 per depositor. No monthly fees when held to maturity. Early withdrawal penalty applies. Maximum deposit is $10 million. Not available for public units.

Offer: Must present offer at account opening. Limited-time offer. Not available for public units or Business CDs. Certain restrictions, including area restrictions, may apply.

Requirements

Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.

Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.

Requirements

Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.

Offer: Renewal Only. Promotional rate.

Requirements

Product: $500 minimum deposit required unless otherwise noted. For terms less than one year, interest is paid upon maturity (simple interest); for terms one year or greater, interest is paid monthly (compound interest). Early withdrawal penalties: 90 days dividends lost for terms under one year; 180 days dividends lost for terms of one year or longer. Promotional rates can be discontinued without notice. Fees could reduce earnings.

Offer: Interest is paid monthly (compound interest). Early withdrawal penalty: 180 days of dividends earned.

Requirements

Product: Available online and in-branch. Early withdrawal penalties apply if funds are withdrawn before maturity date.

Offer: Interest Compounded Daily | Posted Monthly

Requirements

Product: Minimum opening deposit of $1,000. Interest compounded daily and credited monthly, quarterly, semi-annually, annually, or at maturity. Early withdrawal penalty applies. Automatic renewal at maturity with 10-calendar-day grace period. Advertised rates do not apply to Popular Private Client or International Private Banking customers.

Requirements

Product: Limited-time promotional Certificate of Deposit. New money deposit only. APY is fixed for the 6-month term. Early withdrawal penalties may apply.

Offer: Limited-time promotional rate. New money deposit only. $500 minimum to open and to obtain the advertised APY.

Requirements

Product: All share certificate ladders must be established with equal amounts across certificates. Additional deposits allowed only at maturity of each term.

Offer: Option 1 (2-rung ladder: 30 and 60 months). All certificates in ladder established with equal amounts.

Requirements

Product: Penalty for early withdrawal. Bonus dividend of an additional 0.10% on any single certificate of 2 years or more with a balance of $50,000 or more.

Offer: Minimum deposit $500. Penalty for early withdrawal.

Requirements

Product: Minimum balance to open an account is $2,500 ($500 for minor). Minimum amount to earn APY is $500. Early withdrawal penalty will be imposed if CD is closed prior to maturity.

Offer: New Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500.

Requirements

Product: Dividends accrue on daily balance. Less than 1 year certificates post dividends at maturity; 1 year or longer certificates compound dividends quarterly. Withdrawal before maturity subject to penalty. Minimum required certificate amount is $500, maximum balance is $1,000,000 per member. Membership requires completing payment of one $5.00 share.

Offer: Dividends accrue on daily balance and compound quarterly. Early withdrawal subject to penalty.

Requirements

Product: Available from July 5th to July 10th. Minimum opening deposit of $500 in new money required. 'New funds' refers to money not on deposit at Garden Savings FCU in the past 90 days. Early withdrawal penalty: 180 days of dividends earned.

Offer: Available from July 5th to July 10th. Minimum opening deposit of $500 in new money required ('new funds' not on deposit at Garden Savings FCU in past 90 days). Early withdrawal penalty: 180 days of dividends earned.