Bank · FDIC insured
Bogota Savings Bank CD Rates
Top CarrotBogota Savings Bank’s best CD rate is 4.25% APY on a 2-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Bogota Savings Bank’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Bogota Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Bogota Savings Bank
4.25%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $868
Certificate of Deposit
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Bogota Savings Bank CD score
85
CD score
Higher than 71% of U.S. banks and credit unions
- 3–8 months3–8 mo2.75%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo0.75%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bogota Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.25%APY · 19 terms
Available online and in-branch. Early withdrawal penalties apply if funds are withdrawn before maturity date.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest Compounded Daily | Posted Monthly | 0.15% | $4 |
| 6 monthsInterest Compounded Daily | Posted Monthly | 2.50% | $124 |
| 8 monthsInterest Compounded Daily | Posted Monthly | 2.75% | $183 |
| 9 monthsInterest Compounded Daily | Posted Monthly | 2.80% | $209 |
| 10 monthsInterest Compounded Daily | Posted Monthly | 2.85% | $237 |
| 12 monthsInterest Compounded Daily | Posted Monthly | 2.95% | $295 |
| 13 monthsInterest Compounded Daily | Posted Monthly | 2.35% | $255 |
| 15 monthsInterest Compounded Daily | Posted Monthly | 4.00% | $502 |
| 18 monthsInterest Compounded Daily | Posted Monthly | 2.05% | $309 |
| 20 monthsInterest Compounded Daily | Posted Monthly | 2.00% | $336 |
| 21 monthsInterest Compounded Daily | Posted Monthly | 3.00% | $531 |
| 24 monthsInterest Compounded Daily | Posted Monthly | 4.25% | $868 |
| 27 monthsInterest Compounded Daily | Posted Monthly | 1.50% | $341 |
| 30 monthsInterest Compounded Daily | Posted Monthly | 0.50% | $125 |
| 33 monthsInterest Compounded Daily | Posted Monthly | 0.50% | $138 |
| 36 monthsInterest Compounded Daily | Posted Monthly | 0.75% | $227 |
| 42 monthsInterest Compounded Daily | Posted Monthly | 0.75% | $265 |
| 48 monthsInterest Compounded Daily | Posted Monthly | 0.75% | $303 |
| 60 monthsInterest Compounded Daily | Posted Monthly | 0.75% | $381 |
Sources (2)
All captured Sep 19, 2026
17-Month Tiered Certificate of Deposit
2.00%APY · 1 term
Available online and in-branch. Early withdrawal penalties apply if funds are withdrawn before maturity date.
| Term | APY · $1,000 – $75,000 | APY · $75,000 – $150,000 | APY · $150,000 – $250,000 | APY · $250,000 – $350,000 | APY · $350,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 17 monthsInterest Compounded Daily | Posted Monthly | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% | 2.00%2.00% $75k–$150k2.00% $150k–$250k2.00% $250k–$350k2.00% from $350k | $285 |
Sources (1)
- bogotasavingsbank.com/personal-cd-rates · captured Sep 19, 2026
Special-purpose accounts
Certificates of Deposit IRA
Up to 4.25%APY · 15 terms
Available as Traditional and Roth IRAs. Minimum deposit as low as $500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsInterest Compounded Daily | Posted Monthly | 2.50% | $124 |
| 8 monthsInterest Compounded Daily | Posted Monthly | 2.75% | $183 |
| 9 monthsInterest Compounded Daily | Posted Monthly | 2.80% | $209 |
| 12 monthsInterest Compounded Daily | Posted Monthly | 2.95% | $295 |
| 15 monthsInterest Compounded Daily | Posted Monthly | 4.00% | $502 |
| 18 monthsInterest Compounded Daily | Posted Monthly | 2.05% | $309 |
| 20 monthsInterest Compounded Daily | Posted Monthly | 2.00% | $336 |
| 21 monthsInterest Compounded Daily | Posted Monthly | 3.00% | $531 |
| 24 monthsInterest Compounded Daily | Posted Monthly | 4.25% | $868 |
| 27 monthsInterest Compounded Daily | Posted Monthly | 1.50% | $341 |
| 30 monthsInterest Compounded Daily | Posted Monthly | 0.50% | $125 |
| 36 monthsInterest Compounded Daily | Posted Monthly | 0.75% | $227 |
| 42 monthsInterest Compounded Daily | Posted Monthly | 0.75% | $265 |
| 48 monthsInterest Compounded Daily | Posted Monthly | 0.75% | $303 |
| 60 monthsInterest Compounded Daily | Posted Monthly | 0.75% | $381 |
Sources (2)
All captured Sep 19, 2026
17-Month Tiered CD IRA
2.00%APY · 1 term
Available as Traditional and Roth IRAs.
| Term | APY · $500 – $75,000 | APY · $75,000 – $150,000 | APY · $150,000 – $250,000 | APY · $250,000 – $350,000 | APY · $350,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 17 monthsInterest Compounded Daily | Posted Monthly | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% | 2.00%2.00% $75k–$150k2.00% $150k–$250k2.00% $250k–$350k2.00% from $350k | $285 |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.