Compare Bank & Credit Union Rates
Best CD rates in New Hampshire
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in New Hampshire
- 4.25%APY$425 over 1 year on $10,000intro rate
Requirements
Offer: Promotional rate requires a $5,000 minimum new deposit. 90 day interest early withdrawal penalty applies.
Promotional rate
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More details - 4.15%APY$415 over 1 year on $10,000
Requirements
Product: Dividends can compound, be paid by check, or transferred to an account monthly (min. $10.00). Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates subject to change without notice. Early withdrawal is subject to penalty and may reduce earnings.
Offer: Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates subject to change without notice. Early withdrawal is subject to penalty and may reduce earnings.
4.07% interest rate
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More details - 4.15%APY$415 over 1 year on $10,000intro rate
Requirements
Product: To qualify for the $250 opening deposit, you must be bringing new money to your NGM Credit Union accounts. For transfer of funds from existing NGM Credit Union accounts to a CD the opening balance is $1,000. 2 months dividend penalty applies for early withdrawal on all terms. Specific disclosure about the Term Share Account is available at the Credit Union when you open a new account or upon request. Member accounts in this Credit Union are federally insured by the National Credit Union Share Insurance Fund up to $250,000.
Offer: Promotional rate. $250 opening deposit requires new money; $1,000 opening balance for transfers from existing NGM Credit Union accounts.
Promotional rate · Effective Jan 21, 2026
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More details - 4.10%APY$410 over 1 year on $10,000
Requirements
Product: Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. Early withdrawal penalties may apply. No monthly maintenance fees.
Offer: Dividends compounded and credited monthly.
4.03% interest rate · Effective Oct 16, 2026
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More details - 4.05%APY$405 over 1 year on $10,000
Requirements
Product: Credit union membership required ($5 deposit relationship). Early withdrawal penalty may be imposed. Rates guaranteed for the length of the term. Fees may reduce earnings. 2 Year CD and 5 Year CD available to open online.
Offer: Minimum daily balance of $500 required to obtain disclosed APY.
3.97% interest rate · Effective Oct 13, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Minimum deposit to open is $1,000; maximum deposit to open is $1,000,000.00. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Compounded daily. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Compounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY.
3.92% interest rate · Compounded daily · Balance cap $1,000,000 · Effective Oct 6, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: $500 minimum balance required. Substantial penalty for early withdrawal. Automatically renews at maturity with a 10-day grace period. Compounded and credited monthly.
3.93% interest rate · Effective Oct 3, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Must be or become a member of Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account. Dividends remain in certificate until maturity; early withdrawal penalty may apply.
3.93% interest rate · Effective Oct 2, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
3.92% interest rate · Effective Sep 18, 2026
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More details - 3.95%APY$395 over 1 year on $10,000
Requirements
Product: Rates and APYs are fixed for the term upon opening and subject to change upon renewal. Penalty may be imposed for early withdrawal.
Offer: Penalty may be imposed for early withdrawal.
Effective Aug 20, 2026
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More details - 3.85%APY$385 over 1 year on $10,000
3.78% interest rate · Effective Sep 29, 2026
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More details - 3.80%APY$380 over 1 year on $10,000intro rate
Requirements
Offer: Standard rate. 90 day interest early withdrawal penalty applies.
Promotional rate
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More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Substantial penalty for early withdrawal. Fees may reduce earnings.
3.68% interest rate · Effective Oct 15, 2026
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More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Substantial penalty for early withdrawal. Fees could reduce earnings.
Offer: Substantial penalty for early withdrawal. Fees could reduce earnings.
3.68% interest rate · Effective Oct 15, 2026
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More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: $500.00 minimum to open Certificate of Deposit. A substantial interest penalty may be required for early withdrawals. Fees could reduce earnings.
3.69% interest rate · Effective Oct 14, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay in New Hampshire
63 CDs at 51 banks and credit unions · checked Oct 15–22
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.43%
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Find your bank or credit union to see all its rates and how they compare near you.
New Hampshire
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- GFA FCUCredit union · 3 branches
- Service Credit UnionCredit union · 36 branches
- Triangle Credit UnionCredit union · 9 branches