Credit union · NCUA insured
NHFCU CD Rates
NHFCU’s best CD rate is 4.35% APY on a 3-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 22, 2026.
How NHFCU’s CD rates compare
Compared with banks and credit unions near Concord, NH, where NHFCU has the most branches. $10,000, best rate first.
This credit union’s best
NHFCU
4.35%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $1,363
Share Certificate of Deposit
Top rate
Walden Mutual
4.75%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $973
2nd-highest rate
St. Mary's Bank
4.35%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $660
NHFCU CD score
83
CD score
Higher than 62% of U.S. banks and credit unions
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.85%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where NHFCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate of Deposit
Up to 4.35%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPromotional rate requires a $5,000 minimum new deposit. 90 day interest early withdrawal penalty applies | 4.25% | $425 |
| 12 monthsStandard rate. 90 day interest early withdrawal penalty applies | 3.80% | $380 |
| 24 monthsPromotional rate requires a $5,000 minimum new deposit. 180 day interest early withdrawal penalty applies | 4.30% | $878 |
| 24 monthsStandard rate. 180 day interest early withdrawal penalty applies | 3.85% | $785 |
| 36 monthsPromotional rate requires a $5,000 minimum new deposit. 180 day interest early withdrawal penalty applies | 4.35% | $1,363 |
| 36 monthsStandard rate. 180 day interest early withdrawal penalty applies | 3.75% | $1,168 |
Who can join NHFCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.