Best CD rates in Mississippi

Requirements

Product: Minimum deposit for a Share Certificate is $500, with the exception of the Saver Certificate which requires a minimum deposit of $50 to open. APY=Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. Certificate dividend is earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. Certificate accounts are subject to substantial penalty for early withdrawal.

Requirements

Product: Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Automatic renewal upon maturity for the standard rate and term. Early withdrawal penalties may apply.

Offer: Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Early withdrawal penalties may apply.

Requirements

Offer: Dividend Posting Period: quarterly

Requirements

Product: An UTMA can be opened using a Certificate of Deposit. Penalty may be imposed for early withdrawal. The APY assumes principal and interest remain on deposit for the term of the certificate.

Offer: CD special. Competitive, fixed rates with automatic renewal. Interest can be paid directly or reinvested; interest credited before maturity may be withdrawn without penalty. Early withdrawals are subject to penalty and will reduce earnings.

Requirements

Offer: You can add money any time until maturity. No maximum balance.

Requirements

Product: Dividends can be withdrawn or added to the certificate. No setup or maintenance fees. All Share Certificates automatically renew at maturity if no action is taken. Save-up option available on 12, 18, 24, and 36 month terms (add in minimum increments of $100). Step-up option available on 24 and 36 month terms (one-time rate change). Early withdrawal penalty applies.

Offer: Dividends Compounded & Paid Quarterly. Penalty will be imposed for early withdrawal. Save-up option available.

Requirements

Product: Available to qualifying members. Minimum $500 deposit required to open a CD. Rates subject to change without notice. Interest is computed and compounded daily and posted quarterly and at maturity. At maturity, CD will automatically renew for another term at the then available APY. There is a penalty for early withdrawal. Grace period of 5 business days to withdraw a certificate after the automatic renewal date.

Requirements

Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.

Requirements

Product: $1,000 minimum balance to open. Term 6 months to 8 years. Early withdrawal penalties apply (term < 1 yr: 3 mos interest; 1 to 1.75 yrs: 6 mos interest; 2 yrs+: 12 mos interest). Interest is simple and pays at maturity. APY assumes principal remains on deposit. Limited time specials: 7 mo. Smart CD Special, 13 mo. Smart CD Special, and Bump & Run 24 Mo. CD Special.

Offer: Limited offer. Minimum balance to open is $1,000. Interest is simple and pays at maturity. APY assumes principal remains on deposit.

Requirements

Product: Online opening available for MS, AL, and LA residents only; also available in-branch. FDIC insured up to $250,000. Account automatically renews at maturity at the interest rate being paid on renewal date with no grace period. Early withdrawal triggers account closure and penalties of 3 to 6 months interest. Promotional APY applies only to new accounts opened with at least 50% new money not previously on deposit within the past 60 days.

Offer: Promotional APY assumes interest remains on deposit until maturity and is based on interest paid out annually or at the end of the term (APY is less if interest is paid out or credited to another account). Requires a minimum average daily balance of $1,000 and applies to deposits from $1,000 to $1,000,000. Must be opened with at least 50% of funds not previously on deposit within the past 60 days. Early withdrawal triggers account closure and penalties from 3 to 6 months interest. Automatically renews at maturity with no grace period.

Requirements

Product: No setup or monthly maintenance fees. Monthly compounding with earnings paid on the last day of the month. Automatically renews at current rate if a like-term certificate is available at maturity. Early withdrawal penalty equals one-half of remaining term's dividends. Balance must exceed $2,000 before investing in a Certificate (min. balance applies based on Certificate type).

Offer: Monthly compounding; early withdrawal penalty applies.

Requirements

Product: Minimum balance of $1,000 required to open and obtain advertised APY for standard tiers, or $2,500 for higher-rate tiers. A penalty may be imposed for early withdrawal. Rates vary by branch location (Mississippi / Texas).

Requirements

Product: Dividends compounded & credited monthly. Minimum balance to earn APY is $500.00. Early withdrawal penalty applies (90 days of dividends on amount withdrawn). Not automatically renewable. Additional deposits not permitted after account opening.

Offer: 12 Month Special; limited time offer.