Credit union · NCUA insured
Triangle Federal Credit Union CD Rates
Top CarrotTriangle Federal Credit Union’s best CD rate is 4.00% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Triangle Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Columbus, MS, where Triangle Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Triangle Federal Credit Union
4.00%APY
- Term
- 12 months
- Minimum
- $10,000
- Earns on $10,000
- $400
Share Certificates
Top rate
Mutual Credit Union
4.25%APY
- Term
- 8 months
- Minimum
- $1,000
- Earns on $10,000
- $281
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Triangle Federal Credit Union CD score
83
CD score
Higher than 63% of U.S. banks and credit unions
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Triangle Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.00%APY · 5 terms
Dividends can be withdrawn or added to the certificate. No setup or maintenance fees. All Share Certificates automatically renew at maturity if no action is taken. Save-up option available on 12, 18, 24, and 36 month terms (add in minimum increments of $100). Step-up option available on 24 and 36 month terms (one-time rate change). Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6 Month JUMBO. Dividends Compounded & Paid At Maturity. Penalty will be imposed for early withdrawal | 4.00% | $198 |
| 12 monthsDividends Compounded & Paid Quarterly. Penalty will be imposed for early withdrawal. Save-up option available | 4.00% | $400 |
| 18 monthsDividends Compounded & Paid Quarterly. Penalty will be imposed for early withdrawal. Save-up option available | 4.00% | $606 |
| 24 monthsDividends Compounded & Paid Quarterly. Penalty will be imposed for early withdrawal. Save-up and Step-up options available | 3.25% | $661 |
| 36 monthsDividends Compounded & Paid Quarterly. Penalty will be imposed for early withdrawal. Save-up and Step-up options available | 3.25% | $1,007 |
Sources (2)
All captured Oct 22, 2026
Who can join Triangle Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Clay, Lowndes, and Oktibbeha County in Mississippi.
Employers and groups
- Membership is open to employees of one of the 200+ Select Employee Groups (SEGs).
Family and household
- Immediate family members of existing credit union members are eligible for membership when signed for by the member.
Membership information collected October 4, 2026.