Bank · FDIC insured
Grand Bank CD Rates
Grand Bank’s best CD rate is 4.00% APY on a 2-year CD. Rates checked October 22, 2026.
How Grand Bank’s CD rates compare
Compared with banks and credit unions in Mississippi, where Grand Bank has the most branches. $10,000, best rate first.
This bank’s best
Grand Bank
4.00%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $816
Certificate of Deposit
Top rate
New Orleans Firemen's Federal Credit Union
4.50%APY
- Term
- 24 months
- Minimum
- $2,000
- Earns on $10,000
- $920
2nd-highest rate
The Commercial Bank
4.50%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,462
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
4.00%APY · 1 term
Online opening available for MS, AL, and LA residents only; also available in-branch. FDIC insured up to $250,000. Account automatically renews at maturity at the interest rate being paid on renewal date with no grace period. Early withdrawal triggers account closure and penalties of 3 to 6 months interest. Promotional APY applies only to new accounts opened with at least 50% new money not previously on deposit within the past 60 days.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsPromotional APY assumes interest remains on deposit until maturity and is based on interest paid out annually or at the end of the term (APY is less if interest is paid out or credited to another account). Requires a minimum average daily balance of $1,000 and applies to deposits from $1,000 to $1,000,000. Must be opened with at least 50% of funds not previously on deposit within the past 60 days. Early withdrawal triggers account closure and penalties from 3 to 6 months interest. Automatically renews at maturity with no grace period | 4.00% | $816 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Certificate of Deposit
4.00%APY · 1 term
Online opening available for MS, AL, and LA residents only; also available in-branch. FDIC insured up to $250,000. Account automatically renews at maturity at the interest rate being paid on renewal date with no grace period. Early withdrawal triggers account closure and penalties of 3 to 6 months interest. Promotional APY applies only to new accounts opened with at least 50% new money not previously on deposit within the past 60 days.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsPromotional APY assumes interest remains on deposit until maturity and is based on interest paid out annually or at the end of the term (APY is less if interest is paid out or credited to another account). Requires a minimum average daily balance of $1,000 and applies to deposits from $1,000 to $1,000,000. Must be opened with at least 50% of funds not previously on deposit within the past 60 days. Early withdrawal triggers account closure and penalties from 3 to 6 months interest. Automatically renews at maturity with no grace period | 4.00% | $816 |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.