Compare Bank & Credit Union Rates
Best CD rates in Jackson, MS
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Jackson, MS
- 4.25%APY$281 over 8 months on $10,000intro rate
Requirements
Product: Promotional Annual Percentage Yields (APY) are available for new money only. IRA CDs are not eligible for certificate specials. Early withdrawals subject to penalty (loss of 30 days interest for 8 and 12 month certificates; loss of 90 days interest for 18 month certificates). Dividend rate for renewed term determined at maturity date.
Offer: Promotional APY available for new money only. Requires $1,000 minimum balance to open. Early withdrawal penalty: loss of 30 days interest. IRA CDs not eligible.
Promotional rate · Effective Nov 18, 2024
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.
Promotional rate · Effective Oct 13, 2026
Rate checked
More details - RiverLand Federal Credit UnionRegular CertificatesCD · 18 months · $1,000 min
Credit union · 1 branch
3.90%APY$591 over 18 months on $10,000Requirements
Product: No setup or monthly maintenance fees. Monthly compounding with earnings paid on the last day of the month. Automatically renews at current rate if a like-term certificate is available at maturity. Early withdrawal penalty equals one-half of remaining term's dividends. Balance must exceed $2,000 before investing in a Certificate (min. balance applies based on Certificate type).
Offer: Monthly compounding; early withdrawal penalty applies.
3.83% interest rate · Effective Oct 5, 2026
Rate checked
More details - Magnolia Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min · 2.02%–3.82% by balance
Credit union · 1 branch
3.82%APY$382 over 1 year on $10,000Requirements
Product: Minimum balance of $1,000 required to open and obtain advertised APY for standard tiers, or $2,500 for higher-rate tiers. A penalty may be imposed for early withdrawal. Rates vary by branch location (Mississippi / Texas).
2.00% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and up 2.02% $2,500 and upYour amount 3.82% Rate checked
More details - Eagle Express Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · 1 branch
3.82%APY$382 over 1 year on $10,000intro rateRequirements
Product: Dividends compounded & credited monthly. Minimum balance to earn APY is $500.00. Early withdrawal penalty applies (90 days of dividends on amount withdrawn). Not automatically renewable. Additional deposits not permitted after account opening.
Offer: 12 Month Special; limited time offer.
Promotional rate · 3.75% interest rate · Effective Oct 3, 2025
Rate checked
More details - 3.56%APY$356 over 1 year on $10,000
Requirements
Product: Dividends are compounded monthly and posted monthly. All certificates are set to auto renew. Early withdrawal penalty applies (90 or 180 days).
Offer: Early withdrawal penalty: 90 days. Dividends compounded and posted monthly. Auto renews.
3.50% interest rate · Compounded monthly · Effective Dec 31, 2025
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - Keesler Federal Credit UnionShare Certificate AccountsCD · 18 months · $1,000 min
Credit union · 3 branches
3.25%APY$491 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Ten-day grace period renewal at maturity.
3.21% interest rate
Rate checked
More details - 3.05%APY$305 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties apply to all certificate accounts. Insured up to $250,000 by NCUA.
3.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Mississippi Public Employees FCU1 Year Cert. / New MoneyCD · 12 months · $5,000 min
Credit union · 1 branch
3.03%APY$303 over 1 year on $10,000intro rateRequirements
Product: Requires new money. Rates subject to change.
Offer: New money required.
Promotional rate · 3.00% interest rate · Effective Jul 1, 2026
Rate checked
More details - 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: Minimum amount $500 for a stated period of time (30 days to 5 years). Automatically renewable fixed rate; 10-day grace period after maturity to withdraw funds without penalty. Simple interest early withdrawal penalty: 91 days of interest for terms of 12 months or less, 182 days of interest for terms longer than 12 months (waived in the event of death or incompetency). No funds may be added during the term.
Offer: 60 Months term. APY assumes interest paid will not be withdrawn.
2.50% interest rate
Rate checked
More details - 2.00%APY$50 over 3 months on $10,000
Requirements
Product: No setup or maintenance fees. No early withdrawal penalty after the first 6 days following the funding date.
Offer: No early withdrawal penalty after the first 6 days following the date funded.
2.00% interest rate
Rate checked
More details - Mississippi Public Employees FCU2 Year CertificateCD · 24 months · $1,000 min
Credit union · 1 branch
1.81%APY$365 over 24 months on $10,000Requirements
Product: Opening deposit of $1,000. Accrues interest daily; paid and compounded quarterly. 7-day grace period at maturity; penalty for early withdrawal. Rates subject to change.
1.80% interest rate · Compounded quarterly · Effective Jul 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Jackson, MS
192 CDs at 16 banks and credit unions · checked Oct 16–22
- Typical
- 0.98%
- Top 10% from
- 3.65%
- Banks, typical
- 0.25%
- Credit unions, typical
- 1.71%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Jackson, MS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- RiverLand Federal Credit UnionCredit union · 1 branch
- Keesler Federal Credit UnionCredit union · 6 branches
- Veritas Federal Credit UnionCredit union · 1 branch