Compare Bank & Credit Union Rates
Best CD rates in Hattiesburg, MS
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–9 results in Hattiesburg, MS
- 4.33%APY$656 over 18 months on $10,000intro rate
Requirements
Product: Available to members 18+ years old. Minimum opening balance of $500 required. Additional deposits are not permitted after opening. Daily balance method is used to calculate dividends. Certificate specials automatically renew to the next highest term upon maturity if the promotional term is no longer available. Early withdrawal penalties apply (90 days dividends for terms <= 12 months, 180 days dividends for terms > 12 months; $25 early withdrawal fee plus interest penalty). A 5-day grace period applies after maturity.
Offer: Certificate special. If the term is not available on maturity, certificate will renew to the next highest term.
Promotional rate · 4.25% interest rate · Effective Sep 24, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.
Promotional rate · Effective Oct 13, 2026
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More details - 4.00%APY$816 over 24 months on $10,000intro rate
Requirements
Product: Online opening available for MS, AL, and LA residents only; also available in-branch. FDIC insured up to $250,000. Account automatically renews at maturity at the interest rate being paid on renewal date with no grace period. Early withdrawal triggers account closure and penalties of 3 to 6 months interest. Promotional APY applies only to new accounts opened with at least 50% new money not previously on deposit within the past 60 days.
Offer: Promotional APY assumes interest remains on deposit until maturity and is based on interest paid out annually or at the end of the term (APY is less if interest is paid out or credited to another account). Requires a minimum average daily balance of $1,000 and applies to deposits from $1,000 to $1,000,000. Must be opened with at least 50% of funds not previously on deposit within the past 60 days. Early withdrawal triggers account closure and penalties from 3 to 6 months interest. Automatically renews at maturity with no grace period.
Promotional rate · Balance cap $1,000,000 · Effective Aug 31, 2026
Rate checked
More details - 3.45%APY
Requirements
Product: Fixed terms from 90 days to 7 years. Online opening available for Louisiana residents for 6-, 12-, 24-, 36-, 48-, and 60-month terms (limited to $50,000.00 max). All terms available in-branch with no maximum deposit limit. Early withdrawal penalty applies.
Offer: Featured Certificate of Deposit rate. Minimum deposit of $2,000 required to open and earn stated APY. Offer only valid for CDs opened in Louisiana branches (or online with restrictions). Interest on CDs longer than 12 months must be paid out at least annually.
3.45% interest rate · Effective Sep 28, 2026
Rate checked
More details - Keesler Federal Credit UnionShare Certificate AccountsCD · 18 months · $1,000 min
Credit union · 2 branches
3.25%APY$491 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Ten-day grace period renewal at maturity.
3.21% interest rate
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More details - 2.55%APY$1,060 over 48 months on $10,000
Requirements
Offer: Dividends paid quarterly
2.55% interest rate · Effective Aug 23, 2022
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More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Hattiesburg, MS
68 CDs at 8 banks and credit unions · checked Oct 16–22
- Typical
- 1.63%
- Top 10% from
- 4.00%
- Banks, typical
- 1.02%
- Credit unions, typical
- 2.55%
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Hattiesburg, MS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Keesler Federal Credit UnionCredit union · 3 branches