Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–10 of 10 in Grand Rapids, MI · median 11.00% APR
- 8.99%APRas low as · up to 22.99%
8.99% APR, up to 22.99%
Terms
Lowest variable APR shown; standard variable APR ranges from 8.99% to 22.99% based on creditworthiness. Credit line ranges from $2,000 to $50,000.
Credit card score 88 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 17.75%
9.75% APR, up to 17.75%
Terms
Variable purchase APR based on evaluation of credit history; lowest featured rate based on credit score of 760. $0 balance transfer fee and no teaser rates.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as · up to 17.95%
9.95% APR, up to 17.95%
Terms
Annual Percentage Rate for Purchases is 9.95-17.95% APR. Fixed rate. No annual fee.
Credit card score 83 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Lowest percentage rate available; APR may be higher depending on credit score and credit history. 28-day grace period.
Credit card score 82 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Variable rate as low as Prime plus 3.99% APR. Rate based upon creditworthiness and underwriting standards.
Credit card score 77 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
Rates as low as 11.00% APR. Credit is subject to approval. Rate is subject to change and may vary based on creditworthiness. Must qualify for membership.
Credit card score 77 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - Michigan First Credit UnionMichigan First Rewards Mastercard · No annual fee
Credit union · 2 branches
12.74%APRas low asTerms
Standard APR as low as 12.74% based on credit score. Max credit limit $25,000.
Credit card score 69 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as
Terms
Save on purchases. Variable APR as low as 14.00%. Subject to approval based on creditworthiness. No annual fee. Foreign transaction fee 2.00%.
Credit card score 63 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 19.24%APRas low as · up to 28.24%
19.24% APR, up to 28.24%
Terms
$99 annual fee after the first 12 months. Variable APR based on Prime Rate and creditworthiness.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Grand Rapids, MI
10 banks and credit unions · checked Sep 18–Oct 16
- Typical
- 11.00%
- Top 10% up to
- 9.67%
- Banks, typical
- 18.86%
- Credit unions, typical
- 10.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Grand Rapids, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Meijer Credit UnionCredit union · 3 branches
- North Central Area Credit UnionCredit union · 1 branch
- KCCUCredit union · 1 branch