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Compare Bank & Credit Union Rates

Best CD rates in Massachusetts

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Massachusetts

  1. Top Carrot, Carrot Score 97
    USALLIANCE FinancialFixed Rate Certificate AccountsCD · 12 months · $500 min

    Credit union · 1 branch

    4.50%APY$450 over 1 year on $10,000intro rate
  2. Top Carrot, Carrot Score 99
    Hanscom Federal Credit UnionTerm CertificatesCD · 12 months · $1,000 min

    Credit union · 14 branches

    4.50%APY$450 over 1 year on $10,000
  3. Top Carrot, Carrot Score 87
    Northern BankCertificates of Deposit (CDs)CD · 12 months · $500 min

    Bank · 12 branches

    4.50%APY$450 over 1 year on $10,000
  4. Top Carrot, Carrot Score 95
    Cranberry FCUCertificates of Deposit (CD)CD · 12 months · $500 min · 4.44%–4.59% by balance

    Credit union · 2 branches

    4.44%APY$444 over 1 year on $10,000
  5. Top Carrot, Carrot Score 87
    Leader BankCertificates of DepositCD · 12 months · $1,000 min

    Bank · 7 branches

    4.25%APY$425 over 1 year on $10,000
  6. Top Carrot, Carrot Score 87
    Leader BankCertificates of DepositCD · 12 months · $1,000 min

    Bank · 7 branches

    4.25%APY$425 over 1 year on $10,000
  7. Top Carrot, Carrot Score 88
    Energy Credit UnionCertificate of DepositCD · 12 months · $1,000 min

    Credit union · 2 branches

    4.25%APY$425 over 1 year on $10,000
  8. Leominster Employees Federal Credit UnionShare Certificates of DepositCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$425 over 1 year on $10,000
  9. Top Carrot, Carrot Score 89
    Reading Cooperative BankCertificates of DepositCD · 12 months · $500 min

    Bank · 13 branches

    4.15%APY$415 over 1 year on $10,000intro rate
  10. Top Carrot, Carrot Score 89
    Arise FinancialShare CertificatesCD · 12 months · $500 min

    Credit union · 9 branches

    4.15%APY$415 over 1 year on $10,000
  11. Top Carrot, Carrot Score 93
    Winchester Co-operative BankTerm Deposit Certificates (TDC)CD · 12 months · $500 min

    Bank · 2 branches

    4.15%APY$415 over 1 year on $10,000
  12. Top Carrot, Carrot Score 95
    GFA FCUTerm Share CertificateCD · 12 months · $500 min

    Credit union · 4 branches

    4.15%APY$415 over 1 year on $10,000
  13. Top Carrot, Carrot Score 91
    Service Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    4.10%APY$410 over 1 year on $10,000
  14. Bristol County Savings BankPRIME TIME™ Certificate of DepositCD · 12 months · $1,000 min

    Bank · 14 branches

    4.10%APY$410 over 1 year on $10,000with conditions
  15. Worcester Fire Dept Credit UnionCertificate of DepositCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.08%APY$408 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay in Massachusetts

217 CDs at 185 banks and credit unions · checked Oct 15–22

Typical
3.25%
Top 10% from
4.00%
Banks, typical
2.75%
Credit unions, typical
3.40%

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Massachusetts

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 14 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions