Credit union · NCUA insured
Worcester Fire Dept Credit Union
A $47.9M credit union headquartered in Worcester, MA, with 2,058 members and 1 branch in Massachusetts. Best rates: CDs 4.08% and savings 0.10% APY.
Worcester Fire Dept Credit Union Carrot Score
86
Carrot Score
Higher than 75% of U.S. banks and credit unions
#11 of 41 in Worcester, MA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Worcester Fire Dept Credit Union
Worcester Fire Department Credit Union has operated in Worcester, Massachusetts, since 1937.
The member-owned cooperative evolved over the years from a savings and loan business into a full-service financial institution.
- Headquarters
- 34 Glennie St, Worcester, MA 01605
- NCUA charter
- 67683
Branches
1 branch in Massachusetts
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Massachusetts
1 branch
- Worcester Fire Department Credit UnionMain office34 Glennie St, Worcester, MA 01605Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.18% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.91% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.84% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $25 | $59 | — |
- CapitalNet worth ratio13.18%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.91%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.84%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$25Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Worcester Fire Dept Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.