Compare Bank & Credit Union Rates
Best CD rates in Maine
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results in Maine
- 3.56%APY$176 over 6 months on $10,000
3.50% interest rate · Effective Mar 27, 2025
Rate checked
More details - Franklin-Somerset Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · 5 branches
3.56%APY$356 over 1 year on $10,000Requirements
Product: Dividends compounded daily. Early withdrawal penalty applies. Fees could reduce earnings. Dividends paid monthly on daily balance.
Offer: Dividends compounded daily. Early withdrawal penalty applies.
3.50% interest rate · Compounded daily · Effective Sep 30, 2026
Rate checked
More details - Capital Area Federal Credit UnionCD’s (share certificates)CD · 24 months · $1,000 min
Credit union · 1 branch
3.56%APY$725 over 24 months on $10,0003.50% interest rate · Effective Dec 31, 2025
Rate checked
More details - 3.56%APY$1,106 over 36 months on $10,000
Requirements
Product: $1,000.00 minimum balance to open a Share Certificate ($250.00 for minors). Terms ranging from 6 months to 5 years. Automatically renewable. $1,000 minimum balance required to earn the APY. Dividends are paid monthly on the average daily balance. Penalty for early withdrawals; withdrawals reduce earnings.
Offer: $1,000 minimum balance required to earn the APY. $250.00 opening minimum for minors. Dividends paid monthly on average daily balance. Penalty for early withdrawals.
3.50% interest rate · Effective Sep 23, 2026
Rate checked
More details - 3.56%APY$1,502 over 48 months on $10,000
Requirements
Product: Minimum balance to open the account and earn the APY is $500. Early withdrawal penalties may apply (penalty can be waived for qualifying life events such as disability, death, or nursing home care). Automatically renewable unless otherwise specified. No setup or maintenance fees.
3.50% interest rate · Effective Sep 23, 2024
Rate checked
More details - 3.50%APY$86 over 3 months on $10,000
Requirements
Product: Rates are fixed for the term of the account. Assumes dividends remain on deposit until maturity. Early withdrawal penalty may be imposed and will reduce earnings. Certificates renew at maturity with a 10-day grace period. Subject to membership eligibility. Must be opened with qualifying new money (funds not currently on deposit, or in combination with new money of $20,000+ to fund certificates in excess of $20,000).
3.45% interest rate · Effective Sep 24, 2026
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More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Substantial penalty may be imposed for early withdrawal of principal before maturity. Automatically renews with a 7-day grace period for penalty-free withdrawals. Fixed rates.
Offer: Minimum Opening Balance/Minimum Required Balance to earn APY.
3.45% interest rate · Effective Dec 1, 2025
Rate checked
More details - TruChoice Federal Credit UnionSave Up Share CertificateCD · 12 months · $100 min
Credit union · 3 branches
3.50%APY$350 over 1 year on $10,000Requirements
Product: Must become a member of TruChoice with a $25 deposit. Fixed rates. Monthly compounding and crediting. Additional deposits ARE allowed. Dividend withdrawal allowed. Automatic renewal with 10-day grace period. Early withdrawal penalty may apply.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$530 over 18 months on $10,000
Requirements
Product: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
Offer: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
3.39% interest rate · Effective Aug 6, 2026
Rate checked
More details - TruGrocer Federal Credit UnionSmall Saver Share CertificateCD · 6 months · $500 min
Credit union · 1 branch
3.45%APY$171 over 6 months on $10,000Requirements
Product: Dividends compounded monthly. Early withdrawal penalty applies if principal is withdrawn prior to maturity. Minimum balance of $500 with terms up to 60 months.
3.40% interest rate · Compounded monthly
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More details - Great Falls Federal Credit UnionShare Certificate of DepositCD · 24 months · $1,000 min
Credit union · 2 branches
3.40%APY$692 over 24 months on $10,000Requirements
Offer: Minimum deposit to earn dividends: $1000.00
3.35% interest rate · Effective Oct 3, 2026
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More details - 3.35%APY$166 over 6 months on $10,000with conditions
Requirements
Product: A withdrawal of interest will reduce earnings. If you withdraw before the stated maturity, an early withdrawal penalty will apply. Monthly service fee is $0.
Offer: Special rate. Valid for new money only; transfers from existing Camden National Bank accounts are not eligible. Account owner(s) must open a personal checking account or have an existing personal checking account at the time the CD Special account is opened. For individuals only. Available for new accounts opened on or after 3/4/2026. Early withdrawal penalty will apply. You must maintain the minimum balance each day to receive disclosed APY.
Qualified rate · 3.30% interest rate · Effective Mar 4, 2026
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More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Monty Moose Certificate minimum balance is $150. Penalty for early withdrawal. Fees may affect earnings.
Offer: Monty Moose Certificate minimum balance is $150. Penalty for early withdrawal. Fees may affect earnings.
3.25% interest rate · Effective Oct 1, 2026
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More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Fees may affect earnings.
Offer: Penalty for early withdrawal. Fees may affect earnings.
3.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Maine
685 CDs at 72 banks and credit unions · checked Oct 16–22
- Typical
- 3.25%
- Top 10% from
- 4.04%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.56%
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Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches