Bank · FDIC insured
Rockland Savings Bank CD Rates
Rockland Savings Bank’s best CD rate is 3.50% APY on an 18-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Rockland Savings Bank’s CD rates compare
Compared with banks and credit unions in Maine, where Rockland Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Rockland Savings Bank
3.50%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $530
RSB 18-Month Certificate
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Rockland Savings Bank CD score
69
CD score
Higher than 23% of U.S. banks and credit unions
- 3–8 months3–8 mo0.50%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo1.25%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Rockland Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
RSB 18-Month Certificate
3.50%APY · 1 term
All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsAll interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest | 3.50% | $530 |
Sources (1)
- rocklandsavingsbank.com/personal/banking/deposit-rates · captured Oct 3, 2026
RSB 13-Month Certificate
3.25%APY · 1 term
All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsAll interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest | 3.25% | $353 |
Sources (1)
- rocklandsavingsbank.com/personal/banking/deposit-rates · captured Oct 3, 2026
RSB 9-Month Certificate
3.00%APY · 1 term
All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsAll interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest | 3.00% | $224 |
Sources (1)
- rocklandsavingsbank.com/personal/banking/deposit-rates · captured Oct 3, 2026
RSB 2-Year Certificate
1.50%APY · 1 term
All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsAll interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest | 1.50% | $302 |
Sources (1)
- rocklandsavingsbank.com/personal/banking/deposit-rates · captured Oct 3, 2026
RSB 4-Year Certificate
1.25%APY · 1 term
All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 48 monthsAll interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest | 1.25% | $509 |
Sources (1)
- rocklandsavingsbank.com/personal/banking/deposit-rates · captured Oct 3, 2026
RSB 1-Year Certificate
1.00%APY · 1 term
All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAll interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest | 1.00% | $100 |
Sources (1)
- rocklandsavingsbank.com/personal/banking/deposit-rates · captured Oct 3, 2026
RSB 5-Year Certificate
1.00%APY · 1 term
All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 monthsAll interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest | 1.00% | $510 |
Sources (1)
- rocklandsavingsbank.com/personal/banking/deposit-rates · captured Oct 3, 2026
RSB 6-Month Certificate
0.50%APY · 1 term
All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAll interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest | 0.50% | $25 |
Sources (1)
- rocklandsavingsbank.com/personal/banking/deposit-rates · captured Oct 3, 2026
RSB 3-Month Certificate
0.25%APY · 1 term
All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsAll interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest | 0.25% | $6 |
Sources (1)
- rocklandsavingsbank.com/personal/banking/deposit-rates · captured Oct 3, 2026
Special-purpose accounts
RSB 1-Year IRA Certificate
3.00%APY · 1 term
All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAll interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest | 3.00% | $300 |
Sources (1)
- rocklandsavingsbank.com/personal/banking/deposit-rates · captured Oct 3, 2026
RSB 2-Year IRA Certificate
1.50%APY · 1 term
All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsAll interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest | 1.50% | $302 |
Sources (1)
- rocklandsavingsbank.com/personal/banking/deposit-rates · captured Oct 3, 2026
RSB 4-Year IRA Certificate
1.25%APY · 1 term
All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 48 monthsAll interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest | 1.25% | $509 |
Sources (1)
- rocklandsavingsbank.com/personal/banking/deposit-rates · captured Oct 3, 2026
RSB 5-Year IRA Certificate
1.00%APY · 1 term
All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 monthsAll interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest | 1.00% | $510 |
Sources (1)
- rocklandsavingsbank.com/personal/banking/deposit-rates · captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.