Credit union · NCUA insured
Ancorum Credit Union CD Rates
Ancorum Credit Union’s best CD rate is 3.56% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Ancorum Credit Union’s CD rates compare
Compared with banks and credit unions near Portland, ME, where Ancorum Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ancorum Credit Union
3.56%APY
- Term
- 6 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $176
Term Savings Certificates
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Ancorum Credit Union CD score
73
CD score
Higher than 34% of U.S. banks and credit unions
- 3–8 months3–8 mo3.56%
- 9–15 months9–15 mo3.20%
- 16–30 months16–30 mo3.14%
- 31–60 months31–60 mo3.04%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ancorum Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Savings Certificates
Up to 3.56%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.00% | $25 |
| 6 months | 3.56% | $176 |
| 12 months | 3.20% | $320 |
| 18 months | 3.14% | $475 |
| 24 months | 3.04% | $617 |
| 36 months | 3.04% | $940 |
| 48 months | 3.04% | $1,273 |
| 60 months | 3.04% | $1,615 |
Sources (1)
- ancorumcu.com/rates-fee-disclosure · captured Sep 19, 2026
Who can join Ancorum Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who works, resides, or worships in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Penobscot, Piscataquis, Sagadahoc, Somerset, or Waldo County is eligible for membership.
Employers and groups
- Employees of Ancorum Credit Union are eligible for membership.
Family and household
- Relatives of existing members are eligible for membership.
Cost to join
- Membership is established with a minimum balance Savings Account deposit of $5.
Membership information collected October 4, 2026.