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Best CD rates in Boothbay Harbor, ME
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–11 results in Lincoln County, ME · Showing Lincoln County, ME: too few institutions in Boothbay Harbor, ME
- Bangor Savings BankSpecial Certificate of Deposit (CD) OfferingsCD · 39 months · $500 min
Bank · 3 branches
4.00%APY$1,359 over 39 months on $10,000with conditionsRequirements
Product: Requires a $500 minimum daily balance to earn APY and $500 minimum opening deposit. Interest compounded daily and credited monthly. Penalties may be imposed for early withdrawal. Benefit Plus checking account holders receive relationship rate and APY.
Offer: For Benefit Plus customers. Renews automatically into 36 Month CDs.
Qualified rate · 3.92% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 3.76%APY$2,027 over 60 months on $10,000
Requirements
Product: Terms from 6 to 60 months. Dividends compounded and credited monthly. Fixed dividend rate and APY remain in effect until maturity. Automatically renews at maturity at the next highest regular term with a 10-day grace period. Early withdrawal penalty applies.
3.70% interest rate · Effective Oct 1, 2026
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More details - 3.35%APY$166 over 6 months on $10,000with conditions
Requirements
Product: A withdrawal of interest will reduce earnings. If you withdraw before the stated maturity, an early withdrawal penalty will apply. Monthly service fee is $0.
Offer: Special rate. Valid for new money only; transfers from existing Camden National Bank accounts are not eligible. Account owner(s) must open a personal checking account or have an existing personal checking account at the time the CD Special account is opened. For individuals only. Available for new accounts opened on or after 3/4/2026. Early withdrawal penalty will apply. You must maintain the minimum balance each day to receive disclosed APY.
Qualified rate · 3.30% interest rate · Effective Mar 4, 2026
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More details - 3.14%APY$1,672 over 60 months on $10,000
Effective Oct 16, 2026
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More details - 3.09%APY$1,912 over 69 months on $10,000
Effective Oct 16, 2026
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More details - First Federal SavingsCertificate of Deposit AccountsCD · 6 months · $1,000 min · 0.10%–3.05% by balance
Bank · 3 branches
3.05%APY$151 over 6 months on $10,000Requirements
Product: Open to anyone living in the mid-coast area on a permanent or seasonal basis. Valid picture ID and SSN required. A penalty may be imposed for early withdrawal. Fees could reduce earnings.
Offer: 6 Month Simple Certificate of Deposit. Early withdrawal penalty may apply.
0.10% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Accounts Balance APY $1,000 and up 0.10% $10,000 and upYour amount6 Month Compounded Certificate of Deposit. 3.05% Rate checked
More details - 2.73%APY$1,289 over 54 months on $10,000
Requirements
Product: May convert to a higher interest rate one time during the CD term by notifying the bank in writing.
Effective Oct 16, 2026
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More details - 2.63%APY$109 over 5 months on $10,000
Effective Oct 16, 2026
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More details - 2.58%APY$193 over 9 months on $10,000
Requirements
Product: Penalty of 7 days interest if closed prior to 7 days. After first 7 days, 2 partial withdrawals permitted without penalty and without closing account.
Effective Oct 16, 2026
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More details - 2.53%APY$63 over 3 months on $10,000
Requirements
Product: FDIC-insured. Daily compounding, interest credited monthly. Early withdrawal penalties apply. Benefit Plus checking account holders receive relationship interest rate and APY.
Offer: For Benefit Plus customers.
2.50% interest rate · Effective Oct 1, 2026
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More details - 2.32%APY$77 over 4 months on $10,000
Effective Oct 16, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Lincoln County, ME
78 CDs at 5 banks and credit unions · checked Oct 22
- Typical
- 2.63%
- Top 10% from
- 3.69%
- Banks, typical
- 2.53%
- Credit unions, typical
- 3.58%
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Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches