Compare Bank & Credit Union Rates
Best CD rates in Hammond, LA
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Hammond, LA
- La Capitol Federal Credit Union37-Month Share CertificateCD · 37 months · $500 min
Credit union · 1 branch
4.50%APY$1,454 over 37 months on $10,000intro rateRequirements
Product: Membership required ($5.00 par share balance). Qualify to open a separate, high-yield Companion Savings Account earning 3.25% APY. Additional deposits not allowed during the term. Early withdrawal penalty may apply. At maturity, renews as a 1-year Thrifty Saver, Super Saver, or Mega Saver certificate based on balance.
Offer: APY up to 4.50%. Effective date 10/09/2026.
Promotional rate
Rate checked
More details - La Capitol Federal Credit UnionThrifty Saver Share CertificateCD · 60 months · $500 min
Credit union · 1 branch
4.45%APY$2,432 over 60 months on $10,000with conditionsRequirements
Product: Membership required. Additional deposits not allowed. Automatically renews at maturity. Early withdrawal penalty applies: 180 days dividends for terms 1 to less than 3 years; 365 days dividends for terms 3 years or more. Effective date 10/09/2026.
Offer: APY 4.45% with $500 minimum opening and La Capitol checking account.
Qualified rate · Effective Oct 9, 2026
Rate checked
More details - 4.40%APY$403 over 11 months on $10,000
Requirements
Product: Must be at least 18 years old and a U.S. citizen or lawful permanent resident with a U.S. physical address. CD account balance may not exceed $1,000,000. Early withdrawal penalties apply (3 months interest for terms <= 12 months, 6 months interest for terms > 12 months).
4.31% interest rate · Balance cap $1,000,000 · Effective Oct 16, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - OnPath Federal Credit UnionPromotional Share CertificateCD · 22 months · $1,000 min
Credit union · 1 branch
4.20%APY$783 over 22 months on $10,000intro rateRequirements
Product: Membership eligibility applies. Early withdrawal penalties apply and may reduce earnings. Limited time offer.
Offer: Annual Percentage Yield (APY) is based on an investment as of 10/01/26. Early withdrawal penalties apply and may reduce earnings. Limited time offer. At maturity, renews to Standard Share Certificate at the closest term not exceeding existing term at current rate unless specified.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - 4.20%APY$1,789 over 48 months on $10,000
Requirements
Product: Dividends are posted monthly based on the daily balance and compounded monthly. Variable rate accounts subject to change at any time. Penalties for early withdrawals may apply. Step-up options apply to two-year terms and up, where rate can jump once before maturity. Automatic renewal for the same term at the new APY with a 10-day grace period.
Offer: Step-up option available where rate can jump once before maturity.
4.12% interest rate · Compounded monthly
Rate checked
More details - 4.06%APY$303 over 9 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Unless otherwise noted, minimum balance to open and obtain stated APY is $1,000.00.
Offer: 9 Month Special - Digital Only (online accounts only)
4.00% interest rate · Effective Sep 23, 2026
Rate checked
More details - 4.02%APY$609 over 18 months on $10,000
Requirements
Product: Interest rates set weekly. Automatic renewal convenience. CD rates are fixed upon opening the account. Early withdrawal penalties apply.
Offer: Early withdrawal penalties apply.
Effective Apr 28, 2026
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More details - Investar Bank3-Month Certificate of Deposit SpecialCD · 3 months · $500 min · 3.80%–4.00% by balance
Bank · 1 branch
4.00%APY$99 over 3 months on $10,000intro rateRequirements
Product: Consumer Online Banking Only. Early withdrawal penalty may apply. Interest is compounded monthly and assumes interest remains on deposit. Offer available for a limited time.
Offer: Consumer Online Banking Only. Early withdrawal penalty may apply.
Promotional rate · Compounded monthly · Effective Sep 1, 2026
Rate by balance
Rate by balance for 3-Month Certificate of Deposit Special Balance APY $500 – $245,000Your amount 4.00% $245,000 and up 3.80% Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.
Promotional rate · Effective Oct 13, 2026
Rate checked
More details - Alive Credit UnionCertificates of Deposit - Special OffersCD · 13 months · $500 min
Credit union · 1 branch
4.00%APY$434 over 13 months on $10,000intro rateRequirements
Product: Special Certificate of Deposit automatically renews to a 12-month CD with rates and terms effective as advertised on renewal date. Penalty for early withdrawal.
Offer: Dividends paid monthly. Automatically renews to a 12-month CD with rates and terms effective as advertised on renewal date. Penalty for early withdrawal.
Promotional rate · 3.93% interest rate
Rate checked
More details - 3.85%APY$352 over 11 months on $10,000
Requirements
Product: Early withdrawal penalties apply and fees may reduce earnings. Terms of 6 to 60 months available.
Offer: Minimum balance $1,000. Fees may reduce earnings.
Rate checked
More details - Tangipahoa Parish Teachers’ Credit UnionShare Certificates of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
3.80%APY$380 over 1 year on $10,000Requirements
Product: Available to TPTCU members. The APY is fixed at the time of initial deposit to open or renew and will not change during term. APY assumes dividends remain in account until maturity. Early withdrawal will result in a forfeiture of 3 months of dividends.
Offer: 1 Year Share Certificate. Dividends compounded and credited quarterly.
3.75% interest rate
Rate checked
More details - La Capitol Federal Credit Union15-Month Saver Special Share CertificateCD · 15 months · $5,000 min
Credit union · 1 branch
3.70%APY$465 over 15 months on $10,000intro rateRequirements
Product: Membership required ($5.00 par share balance). Dividends compounded and credited monthly. Additional deposits not allowed. Early withdrawal penalty applies. At maturity, renews as a 1-year Thrifty Saver, Super Saver, or Mega Saver certificate based on balance.
Offer: Earn up to 3.70% APY.
Promotional rate · Effective Aug 7, 2026
Rate checked
More details - 3.55%APY$723 over 24 months on $10,000
Requirements
Product: Earnings compounded monthly. Penalty for early withdrawal. $500 minimum deposit to open most Certificates. No setup or maintenance fees.
Offer: Dividends paid monthly. Penalty for early withdrawal.
3.49% interest rate · Compounded monthly
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Hammond, LA
174 CDs at 15 banks and credit unions · checked Oct 15–22
- Typical
- 2.65%
- Top 10% from
- 4.01%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.76%
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Hammond, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Baton Rouge Telco FCUCredit union · 1 branch