Bank · FDIC insured
Community Trust Bank CD Rates
Community Trust Bank’s best CD rate is 4.04% APY on a 7-month CD. Rates checked October 22, 2026.
How Community Trust Bank’s CD rates compare
Compared with banks and credit unions near Pikeville, KY, where Community Trust Bank has the most branches. $10,000, best rate first.
This bank’s best
Community Trust Bank
4.04%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $234
7-Month CD Special
Top rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
3rd-highest rate
Peoples Bank
3.75%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $535
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
7-Month CD Special
4.04%APY · 1 term
Available online and at branch offices in Kentucky, as well as market areas in Tennessee, West Virginia, and Ohio. APY is accurate as of 05/01/2026 and applies to the initial term. Assumes interest is credited quarterly and remains on deposit until maturity. Automatically renews at maturity for the same term at the interest rate and APY in effect at that time. Substantial penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsMinimum balance to open and obtain APY is $1,000. Interest is credited quarterly and remains on deposit until maturity. Automatically renews for the same term at maturity. Substantial penalty for early withdrawal | 4.04% | $234 |
Sources (1)
- ctbi.com/banking/personal-banking/7-month-cd-special · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.