Compare Bank & Credit Union Rates
Best CD rates in Kansas
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 181–195 results in Kansas
- 2.94%APY$1,559 over 60 months on $10,000
Requirements
Product: Funds must remain on deposit until maturity to earn the stated yield. Substantial interest penalty is required for early withdrawal: for maturities less than 3 months, 31 days interest; for maturities of 3 months up to one year, 3 months interest; for maturities over one year, 6 months interest. APY assumes funds will remain on deposit for a full year at this rate. Fees could reduce earnings.
Offer: Compounded semi-annually. Substantial interest penalty for early withdrawal.
2.92% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Balance APY $1,000 – $24,999Your amount 2.94% $25,000 – $49,999 2.99% $50,000 – $99,999 3.04% $100,000 and up 3.09% Rate checked
More details - 2.78%APY$420 over 18 months on $10,000
Requirements
Product: Early withdrawal may be subject to penalty. Once Certificate of Deposit is purchased the rate is set through maturity.
2.75% interest rate · Effective Jul 1, 2026
Rate checked
More details - Credit Union of Dodge CityShare Certificates - CD'sCD · 24 months · $500 min · 1.00%–2.95% by balance
Credit union · 3 branches
2.78%APY$564 over 24 months on $10,000Requirements
Product: Minimum $500 Daily Balance. CD dividends are paid on a tiered rate system that compounds and pays dividends monthly on the last day of the month.
Offer: Monthly Compounding; Minimum $500 Daily Balance
Effective Jun 22, 2023
Rate by balance
Rate by balance for Share Certificates - CD's Balance APY $500 – $5,000 1.00% $5,000 – $15,000Your amount 2.78% $15,000 – $30,000 2.83% $30,000 – $50,000 2.88% $50,000 and up 2.95% Rate checked
More details - 2.77%APY$562 over 24 months on $10,000
Requirements
Product: Funds must remain on deposit until maturity to earn the advertised yield. A penalty will be imposed for early withdrawal.
2.75% interest rate · Effective Oct 5, 2026
Rate checked
More details - NBH BankFixed Rate 15 Month Time Deposit (Online Account Opening)CD · 15 months · $500 min
Bank · 10 branches
2.76%APY$346 over 15 months on $10,000Requirements
Product: Online Account Opening schedule for 15 Month Certificate of Deposit Time Account.
Offer: Must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. Interest compounded annually and credited annually and at maturity.
2.75% interest rate · Compounded annually
Rate checked
More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Funds can be contributed to this Certificate throughout the initial term of the Certificate. Automatic fund transfer supported. Early withdrawal penalty applies. Certificate Rate cannot be bumped in conjunction with any other offers. Not available on Certificate IRAs or Business Certificates.
Offer: Rate as high as 2.75% APY; funds can be contributed throughout initial term; allows automatic transfer.
Effective Oct 15, 2026
Rate checked
More details - Credit Union of America30-Month Bump CertificateCD · 30 months · $2,500 min
Credit union · 16 branches
2.75%APY$702 over 30 months on $10,000Requirements
Product: Eligible for one rate bump to the 24-month rate during the term. Minimum $2,500 to open. Dividends paid monthly. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.
Offer: Eligible for one rate bump to the 24-month certificate rate during the term.
2.72% interest rate · Effective Sep 29, 2026
Rate checked
More details - 2.70%APY$408 over 18 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield (APY) may change after account opening.
Offer: A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield (APY) may change after account opening.
2.68% interest rate · Effective Oct 1, 2025
Rate checked
More details - The Farmers State Bank15 Month Fixed Interest Rate CDCD · 15 months · $500 min · 2.52%–2.78% by balance
Bank · 1 branch
2.52%APY$316 over 15 months on $10,000Requirements
Product: Compounded semi-annually. Automatically renewable.
2.50% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for 15 Month Fixed Interest Rate CD Balance APY $500 and upYour amount 2.52% $50,000 and up 2.78% Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - First National Bank of KansasJump Rate Certificate of DepositCD · 60 months · $1,000 min
Bank · 3 branches
2.50%APY$1,314 over 60 months on $10,000Requirements
Product: You may change the interest rate on your account once during the term of your certificate to the current interest rate offered. Interest is compounded and paid semi-annually or at maturity, whichever occurs first. Daily balance method applies. Early withdrawals subject to penalty. Automatically renews at maturity with a 10-day grace period.
Offer: 60-month term. Early withdrawal penalty of 12 months' interest.
2.48% interest rate · Effective Nov 20, 2025
Rate checked
More details - 2.36%APY$978 over 48 months on $10,000
Requirements
Product: Compounding frequency: Semi-Annually. Funds must remain on deposit until maturity to earn the advertised yield. Early withdrawal penalties apply.
Offer: Early Withdrawal Penalties: 180 Days
2.35% interest rate · Effective Oct 5, 2026
Rate checked
More details - 2.30%APY$230 over 1 year on $10,000
Requirements
Product: Add-on certificate. Early withdrawal penalties may apply and could reduce earnings or principal. Dividends compounded and paid quarterly.
Offer: Add-on certificate. Early withdrawal penalties may apply. Dividends compounded and paid quarterly.
Effective Oct 15, 2026
Rate checked
More details - 2.27%APY$697 over 36 months on $10,000
Requirements
Product: Early withdrawal penalties apply; rates subject to change.
Offer: Three Years term
2.25% interest rate
Rate checked
More details - The Farmers State Bank60 Month Fixed Interest Rate CDCD · 60 months · $500 min · 2.16%–2.26% by balance
Bank · 1 branch
2.16%APY$1,128 over 60 months on $10,000Requirements
Product: Compounded semi-annually. Automatically renewable.
2.15% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for 60 Month Fixed Interest Rate CD Balance APY $500 and upYour amount 2.16% $50,000 and up 2.26% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Kansas
1,265 CDs at 143 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.05%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.29%
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Find your bank or credit union to see all its rates and how they compare near you.
Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch