Bank · FDIC insured
Johnson State Bank
A $96.6M bank headquartered in Johnson, KS, with 2 branches in Kansas. Best rates: CDs 3.09% and savings 0.86% APY.
Johnson State Bank Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#90 of 133 in KansasHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Johnson State Bank
Founded in 1913, Johnson State Bank is based in Johnson, Kansas.
The bank serves Southwest Kansas with additional operations in Ulysses, offering agricultural, commercial, and personal banking solutions.
- Headquarters
- 106 N Main St, Johnson, KS 67855
- FDIC certificate
- 15237 ↗
Branches
2 branches in Kansas
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Kansas
2 branches
Johnson area · 1
- Johnson State BankMain office106 N Main St, Johnson, KS 67855Directions
Ulysses area · 1
- Ulysses Branch220 E Oklahoma Ave, Ulysses, KS 67880Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.72% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.12% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 0.93% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $44 | $67 | — |
- CapitalLeverage ratio14.72%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.12%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets0.93%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$44Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Johnson State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.