Bank · FDIC insured
Johnson State Bank CD Rates
Johnson State Bank’s best CD rate is 3.09% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Johnson State Bank’s CD rates compare
Compared with banks and credit unions in Kansas, where Johnson State Bank has the most branches. $10,000, best rate first.
This bank’s best
Johnson State Bank
2.94%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $1,559
CD
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
Grant County Bank
4.69%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,576
Johnson State Bank CD score
67
CD score
Higher than 19% of U.S. banks and credit unions
- 3–8 months3–8 mo2.69%
- 9–15 months9–15 mo2.88%
- 16–30 months16–30 mo2.91%
- 31–60 months31–60 mo2.94%
- QualifiedQualified2.94%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Johnson State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD
Up to 2.94%APY · 7 terms
Funds must remain on deposit until maturity to earn the stated yield. Substantial interest penalty is required for early withdrawal: for maturities less than 3 months, 31 days interest; for maturities of 3 months up to one year, 3 months interest; for maturities over one year, 6 months interest. APY assumes funds will remain on deposit for a full year at this rate. Fees could reduce earnings.
| Term | APY · $1,000 – $24,999 | APY · $25,000 – $49,999 | APY · $50,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 monthsCompounded quarterly. Substantial interest penalty for early withdrawal | 2.38% | 2.43% | 2.48% | 2.53% | 2.38%2.43% $25k–$50k2.48% $50k–$100k2.53% from $100k | $59 |
| 6 monthsCompounded semi-annually. Substantial interest penalty for early withdrawal | 2.69% | 2.74% | 2.80% | 2.85% | 2.69%2.74% $25k–$50k2.80% $50k–$100k2.85% from $100k | $134 |
| 12 monthsCompounded semi-annually. Substantial interest penalty for early withdrawal | 2.88% | 2.93% | 2.98% | 3.03% | 2.88%2.93% $25k–$50k2.98% $50k–$100k3.03% from $100k | $288 |
| 24 monthsCompounded semi-annually. Substantial interest penalty for early withdrawal | 2.91% | 2.96% | 3.01% | 3.06% | 2.91%2.96% $25k–$50k3.01% $50k–$100k3.06% from $100k | $590 |
| 36 monthsCompounded semi-annually. Substantial interest penalty for early withdrawal | 2.92% | 2.97% | 3.02% | 3.07% | 2.92%2.97% $25k–$50k3.02% $50k–$100k3.07% from $100k | $902 |
| 48 monthsCompounded semi-annually. Substantial interest penalty for early withdrawal | 2.93% | 2.98% | 3.03% | 3.08% | 2.93%2.98% $25k–$50k3.03% $50k–$100k3.08% from $100k | $1,225 |
| 60 monthsCompounded semi-annually. Substantial interest penalty for early withdrawal | 2.94% | 2.99% | 3.04% | 3.09% | 2.94%2.99% $25k–$50k3.04% $50k–$100k3.09% from $100k | $1,559 |
Sources (1)
- johnsonstatebank.com/rates · captured Oct 16, 2026
Special-purpose accounts
IRA Certificates of Deposits
Up to 3.08%APY · 5 terms
Funds must remain on deposit until maturity to earn the stated yield. Substantial interest penalty is required for early withdrawal: for maturities less than 3 months, 31 days interest; for maturities of 3 months up to one year, 3 months interest; for maturities over one year, 6 months interest. APY assumes funds will remain on deposit for a full year at this rate. Fees could reduce earnings.
| Term | APY · $100 – $9,999 | APY · $10,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 12 monthsCompounded semi-annually. Substantial interest penalty for early withdrawal | 2.98% | 3.03% | 3.08% | 3.13% | 3.03%2.98% $100–$10k3.08% $50k–$100k3.13% from $100k | $303 |
| 18 monthsCompounded semi-annually. Substantial interest penalty for early withdrawal | 2.93% | 2.98% | 3.03% | 3.08% | 2.98%2.93% $100–$10k3.03% $50k–$100k3.08% from $100k | $450 |
| 24 monthsCompounded semi-annually. Substantial interest penalty for early withdrawal | 3.01% | 3.06% | 3.11% | 3.16% | 3.06%3.01% $100–$10k3.11% $50k–$100k3.16% from $100k | $621 |
| 36 monthsCompounded semi-annually. Substantial interest penalty for early withdrawal | 3.02% | 3.07% | 3.12% | 3.16% | 3.07%3.02% $100–$10k3.12% $50k–$100k3.16% from $100k | $950 |
| 48 monthsCompounded semi-annually. Substantial interest penalty for early withdrawal | 3.03% | 3.08% | 3.13% | 3.18% | 3.08%3.03% $100–$10k3.13% $50k–$100k3.18% from $100k | $1,290 |
Sources (1)
- johnsonstatebank.com/rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.