Bank · FDIC insured
Bank of Farmington CD Rates
Bank of Farmington’s best CD rate is 4.00% APY on a 7-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Bank of Farmington’s CD rates compare
Compared with banks and credit unions near Peoria, IL, where Bank of Farmington has the most branches. $10,000, best rate first.
This bank’s best
Bank of Farmington
4.00%APY
- Term
- 7 months
- Minimum
- —
- Earns on $10,000
- $231
7th-Month CD Special
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Bank of Farmington CD score
82
CD score
Higher than 58% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo2.37%
- 31–60 months31–60 mo2.93%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Farmington ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
7th-Month CD Special
4.00%APY · 1 term
West Peoria Grand Opening Special limited-time offer. Open in person at the West Peoria branch. Requires a minimum balance of $5,000.00 to obtain stated APY. Early withdrawal penalty may be imposed. Applies to new money only. Does not apply to the 55+ CD Rate Bump. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsMinimum balance of $5,000.00 required to obtain stated APY. Penalty may be imposed for early withdrawal. Applies to new money only. Does not apply to the 55+ CD Rate Bump. Fees could reduce earnings on this account | 4.00% | $231 |
Sources (1)
- bankoffarmington.com/west-peoria-cd-special · captured Oct 16, 2026
CD Special 19 Months
Up to 4.00%APY · 1 term
A penalty may be imposed for early withdrawal.
| Term | APY · $25,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 19 monthsA penalty may be imposed for early withdrawal. A minimum balance of $100,000.00 is required to obtain the stated APY | — | 4.00% | —4.00% from $100k | — |
| 19 monthsA penalty may be imposed for early withdrawal. A minimum balance of $25,000.00 is required to obtain the stated APY | 3.90% | — | —3.90% $25k–$100k | — |
Sources (1)
- bankoffarmington.com/rates · captured Oct 16, 2026
CD Special 11 Months
3.85%APY · 1 term
A penalty may be imposed for early withdrawal. A minimum balance of $5,000.00 is required to obtain the stated APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 monthsA penalty may be imposed for early withdrawal. A minimum balance of $5,000.00 is required to obtain the stated APY | 3.85% | $352 |
Sources (1)
- bankoffarmington.com/rates · captured Sep 17, 2026
Certificate of Deposit
Up to 2.93%APY · 9 terms
Early withdrawal penalties may apply. Interest can be paid monthly to another account, compounded quarterly on the CD, or paid at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsA penalty may be imposed for early withdrawal | 1.61% | $40 |
| 6 monthsA penalty may be imposed for early withdrawal | 1.76% | $88 |
| 12 monthsA penalty may be imposed for early withdrawal | 1.91% | $191 |
| 18 monthsA penalty may be imposed for early withdrawal | 2.07% | $312 |
| 24 monthsA penalty may be imposed for early withdrawal | 2.22% | $449 |
| 30 monthsA penalty may be imposed for early withdrawal | 2.37% | $603 |
| 36 monthsA penalty may be imposed for early withdrawal | 2.52% | $775 |
| 48 monthsA penalty may be imposed for early withdrawal | 2.73% | $1,138 |
| 60 monthsA penalty may be imposed for early withdrawal | 2.93% | $1,553 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.