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Compare Bank & Credit Union Rates

Best CD rates in California

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in California

  1. WaFd Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 10 branches

    4.10%APY$445 over 13 months on $10,000intro rate
  2. Energy One Federal Credit UnionShare CertificateCD · 13 months · $500 min

    Credit union · 1 branch

    4.10%APY$445 over 13 months on $10,000intro rate
  3. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 54 branches

    4.10%APY$621 over 18 months on $10,000
  4. Top Carrot, Carrot Score 93
    CommunityAmerica Credit UnionShare CertificateCD · 24 months · $500 min

    Credit union · 17 branches

    4.10%APY$837 over 24 months on $10,000
  5. Top Carrot, Carrot Score 87
    SchoolsFirst FCUShare CertificateCD · 60 months · $500 min · 4.10%–4.30% by balance

    Credit union · 74 branches

    4.10%APY$2,225 over 60 months on $10,000
  6. Top Carrot, Carrot Score 92
    POLAM Federal Credit UnionSavings CertificateCD · 60 months · $2,500 min · 4.10%–4.40% by balance

    Credit union · 2 branches

    4.10%APY$2,225 over 60 months on $10,000
  7. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShare Certificate LadderCD · 60 months · $1,000 min

    Credit union · 3 branches

    4.07%APY$2,208 over 60 months on $10,000
  8. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShort-Term Share CertificateCD · 6 months · $1,000 min

    Credit union · 3 branches

    4.05%APY$200 over 6 months on $10,000
  9. Golden Bank180 Days CDCD · 6 months

    Bank · 6 branches

    4.05%APY$200 over 6 months on $10,000
  10. Top Carrot, Carrot Score 95
    Sage Credit Union11 Month CertificateCD · 11 months · $1,000 min

    Credit union · 1 branch

    4.05%APY$371 over 11 months on $10,000intro rate
  11. Camino Federal Credit UnionCertificateCD · 11 months · $2,500 min

    Credit union · 1 branch

    4.05%APY$371 over 11 months on $10,000intro rate
  12. Top Carrot, Carrot Score 89
    Aerospace Federal Credit UnionShare Certificate AccountCD · 12 months · $10,000 min

    Credit union · 1 branch

    4.05%APY$405 over 1 year on $10,000intro rate
  13. Meriwest Credit UnionCertificate AccountsCD · 60 months · $1,000 min

    Credit union · 10 branches

    4.05%APY$2,196 over 60 months on $10,000intro rate
  14. Amalgamated BankPromotional CDsCD · 7 months · $500 min

    Bank · 1 branch

    4.03%APY$233 over 7 months on $10,000intro rate
  15. First U.S. Community Credit UnionShare CertificateCD · 3–12 months · $500 min

    Credit union · 6 branches

    4.00%APYintro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in California

2,320 CDs at 260 banks and credit unions · checked Oct 16–22

Typical
3.15%
Top 10% from
4.00%
Banks, typical
2.46%
Credit unions, typical
3.25%

Is your bank paying you enough?

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California

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 1 branch
  2. Skyla Credit UnionCredit union · 1 branch
  3. F&A Credit UnionCredit union · 2 branches
See all ranked institutions