Compare Bank & Credit Union Rates
Best CD rates in Cerritos, CA
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Cerritos, CA
- Los Angeles Federal Credit UnionShare CertificatesCD · 16 months · $1,000 min
Credit union · 1 branch
4.30%APY$577 over 16 months on $10,000with conditionsRequirements
Product: Flexible terms from 3 to 60 months. Minimum opening deposit is $1,000 for Regular, $100,000 for Jumbo, and $100 for Starter (age 24 or under). Senior / Senior Jumbo certificates available for members age 60+. APY is based on Relationship Rewards status or Jumbo/Senior qualification. After opening, additional deposits allowed if total deposits do not exceed opening deposit; Starter certificates allow additional deposits of $50+ until balance reaches $10,000.
Offer: Share Certificate Limited Offer: 16-Month Term, Dividend 4.211%.
Qualified rate · 4.21% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.30%APY$689 over 19 months on $10,000intro rate
Requirements
Product: Available for a limited time. Promotional rate good for initial term only. At maturity, account automatically renews into a standard term certificate for the same term at the current rate. During the 10-day grace period, may change term, balance, or make withdrawals without penalty.
Offer: 19-Month Promotional Share Certificate.
Promotional rate · 4.21% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
4.16% interest rate
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More details - 4.20%APY$456 over 13 months on $10,000intro rate
Requirements
Product: Standard and promotional fixed-rate CDs. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. Early withdrawal penalty may apply. Standard CDs opened in-branch only; promotional CDs may be opened in-branch or online.
Offer: Promotional CD. May be opened in-branch or online. Maximum balance limits apply. Early withdrawal penalty may apply.
Promotional rate · Effective Oct 16, 2026
Rate checked
More details - 4.15%APY$345 over 10 months on $10,000intro rate
Requirements
Product: Limited time offer. $1,000 minimum opening deposit with no maximum deposit amount. At maturity (if funds not withdrawn), the 5 Month Certificate rolls into a 6 Month Certificate and the 10 Month Certificate rolls into a 12 Month Certificate. Early withdrawal penalties apply. Promotional Certificates may be discontinued at any time.
Offer: Limited time offer. 10 Month term. If funds not withdrawn at maturity, rolls into a 12 Month Certificate.
Promotional rate · 4.07% interest rate · Effective Oct 16, 2026
Rate checked
More details - SchoolsFirst FCUShare CertificateCD · 60 months · $500 min · 4.10%–4.30% by balance
Credit union · 1 branch
4.10%APY$2,225 over 60 months on $10,000Requirements
Product: At maturity, account automatically renews for the same term at the current rate. During the 10-day grace period, may change term, balance, or make withdrawals without penalty.
4.02% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and upYour amount 4.10% $20,000 and up 4.15% $50,000 and up 4.20% $100,000 and upJumbo tier. 4.25% $250,000 and upJumbo tier. 4.30% Rate checked
More details - 4.00%APY$132 over 4 months on $10,000intro rate
Requirements
Product: Offered for a limited time on short-term CDs. Fixed rates for the term of the CD. APY assumes interest remains on deposit until maturity. Interest is compounded quarterly. Minimum opening deposit/balance is $1,000. Early withdrawal penalty may apply.
Offer: Short-term CD special.
Promotional rate · 3.94% interest rate · Compounded quarterly · Effective Feb 26, 2026
Rate checked
More details - POPA Federal Credit UnionPromotional Share CertificateCD · 11 months · $1,000 min
Credit union · 1 branch
4.00%APY$366 over 11 months on $10,000intro rateRequirements
Product: Membership is required. Early withdrawals are subject to penalties and may reduce earnings. Limited time offer.
Offer: Limited time offer. Early withdrawals are subject to penalties and may reduce earnings. Full relationship benefits (e.g., direct deposit of $250 minimum or automatic payment) can earn a 0.10% APY increase on a new share certificate.
Promotional rate · 3.93% interest rate · Effective Aug 17, 2026
Rate checked
More details - POPA Federal Credit UnionShare CertificatesCD · 18 months · $1,000 min · 3.85%–4.05% by balance
Credit union · 1 branch
3.90%APY$591 over 18 months on $10,000Requirements
Product: Minimum opening deposit of $1,000.00. Early withdrawal penalties may apply.
Offer: Early withdrawals are subject to penalties.
3.78% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $10,000 3.85% $10,000 – $50,000Your amount 3.90% $50,000 – $90,000 3.95% $90,000 – $200,000 4.00% $200,000 and up 4.05% Rate checked
More details - LBS FinancialShare CertificatesCD · 48 months · $2,500 min · 3.90%–4.05% by balance
Credit union · 1 branch
3.90%APY$1,654 over 48 months on $10,000Requirements
Product: Share Certificate terms between 3 and 60 months. Dividends begin accruing on date of deposit, calculated using Average Daily Balance method, compounded and credited monthly and at maturity. Early withdrawal penalties apply (30 days dividends for <=3 months, 90 days for >3 months to <1 year, 180 days for >=1 year). Auto-renews at maturity with 7-day grace period. Membership with $5 Share Savings account required.
Offer: Bronze tier. Minimum deposit and balance of $2,500. No additional deposits permitted.
3.83% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $2,500 and upYour amount 3.90% $20,000 and upSilver tier. 3.95% $50,000 and upGold tier. 4.00% $90,000 and upJumbo tier. 4.05% Rate checked
More details - State Bank of India (California)Certificate of Deposit (CD)CD · 3–6 months · $1,000 min
Bank · 1 branch
3.85%APYRequirements
Product: Available in-branch and online. Fixed rates for the term of the CD. APY assumes interest remains on deposit until maturity. Minimum balance to open and obtain APY is $1,000. Early withdrawal penalty may apply.
Offer: Term is more than 3 months to 6 months (also listed as Up to 6 Months on personal CD page).
3.80% interest rate · Effective Feb 26, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY
Requirements
Product: Available for consumer and business accounts. Rates and APYs are fixed for the initial term and depend on the balance tier and maturity term selected. Simple interest is earned for terms of 365 days or less (366 days in a leap year); interest compounds annually for terms longer than 365 days unless paid out. Early withdrawal penalties apply.
Offer: Term: 365 Days - 395 Days. Must maintain minimum opening balance daily to earn stated APY.
3.75% interest rate · Effective Apr 15, 2024
Rate checked
More details - EverTrust BankCertificates of Deposit (TCD)CD · 9 months · $3,000 min · 3.50%–3.80% by balance
Bank · 1 branch
3.50%APY$261 over 9 months on $10,000Requirements
Product: Account eligible for individuals. Pays fixed rate. Automatic renewal. Early withdrawal penalty applies if CD is closed before maturity. Fees may reduce principal and interest.
Offer: Annual Percentage Yield (APY) assumes interest remains on deposit for the term of the account.
3.48% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (TCD) Balance APY $3,000 – $20,000Your amount 3.50% $20,000 – $80,000 3.65% $80,000 and up 3.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Cerritos, CA
241 CDs at 14 banks and credit unions · checked Oct 4–22
- Typical
- 2.00%
- Top 10% from
- 3.90%
- Banks, typical
- 1.01%
- Credit unions, typical
- 3.63%
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Los Angeles, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches
- Downey Federal Credit UnionCredit union · 2 branches