Compare Bank & Credit Union Rates
Best 9-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 346–360 results
- Prime Trust Financial Credit UnionSpecial Share CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: No monthly service or origination fees. Penalties may be imposed for early withdrawal.
Offer: Not eligible for Direct Deposit discount. Early withdrawal penalty may apply.
3.83% interest rate · Effective Jan 5, 2026
Rate checked
More details - BRECO FCUShare Certificates/CDsCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: Minimum deposit amount of $500.00. Dividends compounded monthly and paid monthly. Flexible terms from 6 months to 5 years. Upon maturity, certificate will renew at the rate offered at that time. Penalties may reduce earnings on early withdrawals.
Offer: Dividends paid monthly. Penalty may be imposed for early withdrawal.
3.84% interest rate · Compounded monthly · Effective May 27, 2026
Rate checked
More details - Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000with conditionsRequirements
Product: Minimum opening balance of $500. $5 member savings balance required for membership. Rates subject to change. Early withdrawal penalty may apply.
Offer: Includes 0.25% MORE VIP Relationship Reward Bonus (400+ points).
Qualified rate · 3.83% interest rate · Effective Sep 18, 2026
Rate checked
More details - Susser BankCertificates of Deposit (CD)CD · 9 months · $1,000 min · 3.80%–3.90% by balance
Bank · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: CD APY assumes principal and interest remain on deposit until maturity. Periodic payout of interest is required (interest earned paid via direct deposit). Penalty for early withdrawal. Rates subject to change without notice.
Offer: Rate for balances ≤ $250,000. APY cannot remain on CD; periodic payout of interest is required.
3.83% interest rate · Effective Aug 20, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CD) Balance APY Up to $250,000Your amount 3.90% $250,000 and upReduced rate applies. 3.80% Rate checked
More details - WEE Federal Credit UnionCertificates of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.89%APY$290 over 9 months on $10,000Requirements
Product: All dividends earned on share certificates will be forfeited if funds are withdrawn before maturity. Dividends paid at maturity.
Offer: Paid at maturity. Early withdrawal forfeits all earned dividends.
3.82% interest rate · Effective Oct 6, 2026
Rate checked
More details - Grow FinancialCertificate AccountCD · 6–11 months · $500 min · 3.87%–3.97% by balance
Credit union · Add a location to see nearby branches
3.87%APYRequirements
Product: Minimum balance of $500.00 required to open and maintain the account; account will be closed if balance falls below requirements. Membership required.
Offer: Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY.
3.80% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate Account Balance APY $500 – $100,000Your amount 3.87% $100,000 and up 3.97% Rate checked
More details - Del Norte Credit UnionCertificatesCD · 9 months · $1,000 min · 3.82%–3.92% by balance
Credit union · Add a location to see nearby branches
3.87%APY$289 over 9 months on $10,000intro rateRequirements
Product: Penalty may be imposed for early withdrawal. Fees may reduce earnings. Dividends compounded daily and paid monthly.
Promotional rate · 3.75% interest rate · Compounded daily · Effective Oct 3, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and up 3.82% $10,000 and upYour amount 3.87% $100,000 and up 3.92% Rate checked
More details - Optus BankCertificate of DepositCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
3.87%APY$289 over 9 months on $10,000with conditionsRequirements
Product: Offered to qualifying new relationship clients only. Minimum deposit of $5,000 required to open and maintain the advertised rate. If the account balance falls below $5,000, the account reverts to the then-current standard rate. Penalty for early withdrawal. Fixed rate for the term of the CD.
Offer: Offered to qualifying new relationship clients only. Minimum deposit of $5,000 required to open and maintain advertised rate. Effective June 1, 2026 through December 31, 2026. Early withdrawal penalty applies.
Qualified rate · 3.80% interest rate · Effective Jun 1, 2026
Rate checked
More details - Tulare County Federal Credit UnionShare CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.87%APY$289 over 9 months on $10,000Requirements
Product: Must maintain a balance equal to the minimum balance required to open to obtain disclosed APY and keep account open. Early withdrawal penalties apply (90 days' dividends for terms <= 12 months, 180 days' dividends for terms > 12 months). Once established, no further deposits prior to maturity date. No monthly maintenance fees.
Offer: Fixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000.
3.80% interest rate · Effective Apr 1, 2026
Rate checked
More details - True Sky Federal Credit UnionCertificate of Deposit (CD)CD · 7–12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.86%APYRequirements
Product: The APY assumes dividends are compounded quarterly and will remain on deposit until maturity. Fees may reduce earnings.
3.79% interest rate · Compounded quarterly
Rate checked
More details - True Sky Federal Credit UnionShare CertificateCD · 7–12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.86%APYintro rateRequirements
Product: Most certificate accounts require a minimum investment of $500. Early withdrawal penalty may apply. NCUA insured. Minimum deposit of $1,000 required max of $100,000 for APY rate accuracy terms. New money only.
Promotional rate · 3.79% interest rate
Rate checked
More details - VisionBankCertificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.86%APY$288 over 9 months on $10,000Requirements
Product: Minimum deposit amount of $1,000.00. A penalty may be imposed for early withdrawal. Daily balance method: the amount of the principal in the account each day. No monthly fees.
Offer: Early withdrawal penalty may apply. Daily balance.
3.80% interest rate · Effective Sep 24, 2026
Rate checked
More details - East Cambridge Savings Bank9-Month CDCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.86%APY$288 over 9 months on $10,000with conditionsRequirements
Product: Use promo code \"CD09\" when opening online. For personal and business deposits of Massachusetts residents and Massachusetts approved businesses only. A penalty may be imposed for early withdrawals.
Offer: Personal checking account with established direct deposit required or $10,000 new money required (funded with a minimum of $10,000 in new money not already on deposit at East Cambridge Savings Bank). Promo code CD09 when opening online.
Qualified rate · Effective Oct 4, 2026
Rate checked
More details - America First Credit UnionBump-Rate Certificate AccountsCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APYRequirements
Product: Allows adjusting/increasing the interest rate one time during the certificate term.
Offer: Increase rate one time during term. Early-withdrawal penalties may apply. Dividends credited monthly.
3.78% interest rate · Effective Oct 21, 2026
Rate checked
More details - SchoolsFirst FCUShare CertificateCD · 6–11 months · $500 min · 3.85%–4.05% by balance
Credit union · Add a location to see nearby branches
3.85%APYRequirements
Product: At maturity, account automatically renews for the same term at the current rate. During the 10-day grace period, may change term, balance, or make withdrawals without penalty.
3.78% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and upYour amount 3.85% $20,000 and up 3.90% $50,000 and up 3.95% $100,000 and upJumbo tier. 4.00% $250,000 and upJumbo tier. 4.05% Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–23
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank