Credit union · NCUA insured
Tulare County Federal Credit Union CD Rates
Tulare County Federal Credit Union’s best CD rate is 3.87% APY on a 9-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Tulare County Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Visalia, CA, where Tulare County Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tulare County Federal Credit Union
3.87%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $289
Share Certificate
Top rate
Safe 1 Credit Union
4.25%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $246
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Tulare County Federal Credit Union CD score
76
CD score
Higher than 42% of U.S. banks and credit unions
- 3–8 months3–8 mo0.75%
- 9–15 months9–15 mo3.87%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.87%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tulare County Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.87%APY · 9 terms
Must maintain a balance equal to the minimum balance required to open to obtain disclosed APY and keep account open. Early withdrawal penalties apply (90 days' dividends for terms <= 12 months, 180 days' dividends for terms > 12 months). Once established, no further deposits prior to maturity date. No monthly maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 0.50% | $12 |
| 6 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 0.75% | $37 |
| 9 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 3.87% | $289 |
| 12 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 3.20% | $320 |
| 18 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 3.25% | $491 |
| 24 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 3.25% | $661 |
| 36 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 3.25% | $1,007 |
| 48 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 3.25% | $1,365 |
| 60 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 3.25% | $1,734 |
Sources (3)
All captured Sep 16, 2026
Special-purpose accounts
IRA Certificates
Up to 3.87%APY · 9 terms
Choose between Traditional or Roth IRA. Must maintain a balance equal to the minimum balance required to open to obtain disclosed APY and keep account open. Early withdrawal penalties apply (90 days' dividends for terms <= 12 months, 180 days' dividends for terms > 12 months). Once established, no further deposits prior to maturity date. No monthly maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 0.50% | $12 |
| 6 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 0.75% | $37 |
| 9 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 3.87% | $289 |
| 12 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 3.20% | $320 |
| 18 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 3.25% | $491 |
| 24 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 3.25% | $661 |
| 36 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 3.25% | $1,007 |
| 48 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 3.25% | $1,365 |
| 60 monthsFixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000 | 3.25% | $1,734 |
Sources (3)
All captured Sep 16, 2026
Who can join Tulare County Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all residents of Tulare County.
Membership information collected October 5, 2026.