Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 721–735 results
- State Bank of India (California)Certificate of Deposit (CD)CD · 6–9 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APYRequirements
Product: Available in-branch and online. Fixed rates for the term of the CD. APY assumes interest remains on deposit until maturity. Minimum balance to open and obtain APY is $1,000. Early withdrawal penalty may apply.
Offer: Term is more than 6 months to 9 months (also listed as Up to 9 Months on personal CD page).
3.80% interest rate · Effective Feb 26, 2026
Rate checked
More details - P&S Credit UnionShare One-Time Bump Certificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Minimum deposit $500. Terms 6 months to 5 years. One time dividend rate increase (bump) allowed during term upon request to the prevailing regular certificate rate of same term length. Not automatically renewed to bump option; at maturity renews to a Regular Certificate of same term length without bump option unless withdrawn during 10-day grace period. Early withdrawal penalty applies. Dividends compounded quarterly, paid at maturity.
Offer: One-time bump option; automatic renewal to regular certificate
Compounded quarterly
Rate checked
More details - Grant County BankCertificates of Deposit (CDs)CD · 6 months · $100 min · 3.84%–3.94% by balance
Bank · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Interest rate and APY may change after account opening.
3.80% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $100,000Your amount 3.84% $100,000 and up 3.94% Rate checked
More details - State Bank of BottineauRegular CDsCD · 6 months · $100 min
Bank · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000Requirements
Product: Fixed term interest rates. Penalty may be imposed for early withdrawal. Terms available from 6 to 60 months (and 3 months on rate chart).
Offer: A penalty may be imposed for early withdrawal.
3.80% interest rate · Effective Oct 13, 2026
Rate checked
More details - Johnsonville TVA Employees Credit UnionCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000Requirements
Product: Minimum balance to open Certificate of Deposit: $1,000.00. Early Withdrawal Penalty: 90 days dividends. Dividend Compound: At Maturity.
Offer: Dividend Compound: At Maturity. Early withdrawal penalty: 90 days dividends.
3.80% interest rate · Effective Sep 23, 2026
Rate checked
More details - Tecumseh Federal BankCertificates of DepositCD · 6 months · $500 min · 2.52%–3.84% by balance
Bank · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000Requirements
Product: Personal funds only; available only to residents of Nebraska. Out-of-state funds are not accepted. Fee/penalty may be imposed for early withdrawal.
Offer: 182-Day term. Annual percentage yield assumes interest remains on deposit until maturity.
2.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 and up 2.52% $10,000 and upYour amount 3.84% Rate checked
More details - Citizens Bank & Trust CompanyCertificate of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000Requirements
Product: Accounts cannot be opened online or over the phone; must visit a branch location to open an account. Early withdrawal penalties and fees may reduce earnings.
3.80% interest rate · Effective Sep 17, 2026
Rate checked
More details - Ashton State BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000Requirements
Offer: Compounded semi-annually
3.80% interest rate · Effective Sep 16, 2026
Rate checked
More details - Williamson County Catholic CUShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000Requirements
Offer: APY is based on quarterly compounding and assumes that all interest remains in the account and the rate does not change for one year.
3.80% interest rate · Effective May 15, 2026
Rate checked
More details - RIM Country FCUShare CertificateCD · 6 months · $2,500 min
Credit union · Add a location to see nearby branches
3.84%APY$190 over 6 months on $10,000intro rateRequirements
Product: All rates subject to change without notice. Fee for early withdrawal: $10.00, in addition up to 30 days of interest may be forfeited.
Offer: Renewals
Promotional rate · 3.80% interest rate · Effective Sep 24, 2026
Rate checked
More details - 3.83%APY$190 over 6 months on $10,000
Requirements
Product: Minimum balance to obtain APY is $1,000.00. The APY assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. CD automatically renews for the same term with a 10-day grace period after maturity.
Offer: Minimum balance to obtain APY is $1,000.00. The APY assumes interest will remain on deposit until maturity. Early withdrawal penalty may apply. Automatically renews for the same term at the rate in effect on maturity date; 10 calendar day grace period.
3.79% interest rate · Effective May 7, 2026
Rate checked
More details - Lincoln Maine FCUShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Interest earned may be compounded or transferred to another account. Early withdrawal penalties may apply.
3.75% interest rate · Effective Oct 6, 2026
Rate checked
More details - Kelly Community Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,0003.75% interest rate
Rate checked
More details - CommonCents CUCertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Regular Share Savings Account required for all CCCU accounts. NCUA insured. Penalty for early withdrawal may apply.
3.75% interest rate
Rate checked
More details - Vanderbilt Credit UnionCertificatesCD · 1–6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APYRequirements
Product: Minimum deposit of $1,000. Early withdrawal penalty may apply. Dividends/interest compounded and credited quarterly.
3.75% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 6-month CDs pay nationwide
4,546 CDs at 3,994 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
Is your bank paying you enough?
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank