Credit union · NCUA insured
RIM Country FCU CD Rates
Top CarrotRIM Country FCU’s best CD rate is 4.25% APY on a 1-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 22, 2026.
How RIM Country FCU’s CD rates compare
Compared with banks and credit unions near Show Low, AZ, where RIM Country FCU has the most branches. $10,000, best rate first.
This credit union’s best
RIM Country FCU
4.25%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $425
Share Certificate
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
3rd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
RIM Country FCU CD score
88
CD score
Higher than 83% of U.S. banks and credit unions
- 3–8 months3–8 mo4.14%
- 9–15 months9–15 mo4.25%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where RIM Country FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.25%APY · 4 terms
All rates subject to change without notice. Fee for early withdrawal: $10.00, in addition up to 30 days of interest may be forfeited.
| Term | APY · $2,500 – $10,000 | APY · $10,000 and up | APY · $10,000 – $20,000 | APY · $20,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 monthsNew Certificates | — | 4.06% | — | — | 4.06% | $100 |
| 3 monthsRenewals | — | 3.55% | — | — | 3.55% | $87 |
| 6 monthsNew Certificates | 4.14% | — | 4.14% | 4.14% | 4.14%4.14% $2.5k–$10k4.14% from $20k | $205 |
| 6 monthsRenewals | 3.84% | — | 3.84% | 3.84% | 3.84%3.84% $2.5k–$10k3.84% from $20k | $190 |
| 12 monthsNew Certificates | 4.25% | — | 4.25% | 4.25% | 4.25%4.25% $2.5k–$10k4.25% from $20k | $425 |
| 12 monthsRenewals | 4.00% | — | 4.00% | 4.00% | 4.00%4.00% $2.5k–$10k4.00% from $20k | $400 |
| 36 monthsNew Certificates | — | 3.50% | — | — | 3.50% | $1,087 |
Sources (1)
- rimcountryfcu.com/Products-Ser…ings/savings-rates-terms · captured Oct 22, 2026
Special-purpose accounts
IRA Certificate Account
Up to 4.06%APY · 2 terms
Dividends compounded quarterly, credited quarterly. Calculated by Average Daily Balance method. Early withdrawal penalty may be up to 30 day dividends plus $10 fee. Automatically renews upon maturity with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownDividends Compounded: Quarterly; Dividends Credited: Quarterly; Balance Method: Average Daily Balance; Minimum Balance to Earn Stated APY: Daily Balance; Account Limitations: Large withdrawals may require 10 days notice | 1.26% | $0 |
| 12 monthsIRA (Pd Qtrly); New Certificates | 4.06% | $406 |
Sources (2)
- rimcountryfcu.com/Products-Ser…a-rates-and-fee-schedule
- rimcountryfcu.com/Products-Ser…ings/savings-rates-terms
All captured Oct 22, 2026
Who can join RIM Country FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.