Credit union · NCUA insured
Kelly Community Federal Credit Union CD Rates
Kelly Community Federal Credit Union’s best CD rate is 4.34% APY on a 13-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Kelly Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Tyler, TX, where Kelly Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kelly Community Federal Credit Union
4.34%APY
- Term
- 13 months
- Minimum
- —
- Earns on $10,000
- $471
Share Certificate
Top rate
Altra Federal Credit Union
4.75%APY
- Term
- 30 months
- Minimum
- $1,000
- Earns on $10,000
- $1,230
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Kelly Community Federal Credit Union CD score
88
CD score
Higher than 82% of U.S. banks and credit unions
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo4.34%
- 16–30 months16–30 mo3.56%
- 31–60 months31–60 mo2.69%
- QualifiedQualified4.34%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kelly Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.34%APY · 9 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.53% | $63 |
| 6 months | 3.82% | $189 |
| 12 months | 3.87% | $387 |
| 13 monthsSpecial. Cannot be combined with the Rewards Program bonus rates | 4.34% | $471 |
| 18 months | 3.56% | $539 |
| 24 months | 3.05% | $618 |
| 36 months | 2.69% | $827 |
| 48 months | 2.58% | $1,074 |
| 60 months | 2.53% | $1,331 |
Sources (1)
- kellycommunity.org/interest-rate-share-certificates · captured Oct 6, 2026
Special-purpose accounts
Kidicate Share Certificate
4.08%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 4.08% | $833 |
Sources (1)
- kellycommunity.org/interest-ra…dicate-share-certificate · captured Oct 6, 2026
IRA Certificate
Up to 3.87%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.53% | $63 |
| 6 months | 3.82% | $189 |
| 12 months | 3.87% | $387 |
| 18 months | 3.56% | $539 |
| 24 months | 3.05% | $618 |
| 36 months | 2.69% | $827 |
| 48 months | 2.58% | $1,074 |
| 60 months | 2.53% | $1,331 |
Sources (1)
- kellycommunity.org/interest-rate-iras · captured Oct 6, 2026
Who can join Kelly Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.