Best 6-month CD rates

Requirements

Product: Minimum balance of $500.00 required to open and maintain the account; account will be closed if balance falls below requirements. Membership required.

Offer: Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY.

Requirements

Product: Penalty may be imposed for early withdrawal. Fees may reduce earnings. Dividends compounded daily and paid monthly.

Requirements

Product: Rates apply to Share Certificates. After the certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawals.

Requirements

Product: Variable rate with one-time rate increase option during term to currently effective rate. Early withdrawal penalty of 90 days interest for 3, 6, and 12-month terms, and 180 days interest for 18, 24, 36, 48, and 60-month terms. Subsequent deposits allowed only within first 7 days of account opening.

Offer: 90-day interest penalty for early withdrawal. One-time bump up rate allowed during term.

Requirements

Product: Dividends paid monthly, transferred to designated account, or added to certificate.

Requirements

Product: Fixed rates at account opening for the term of the account. Penalty may apply for early withdrawals.

Requirements

Product: Membership eligibility required. Early withdrawal penalties may apply. Minimum deposit as low as $1,000.

Requirements

Product: Personal accounts only. Minimum opening balance to earn APY is $500 for standard share certificates. Early withdrawal penalties apply. Rates not available on IRA certificates. Automatically renews at maturity with a 10-day grace period. Membership required.

Requirements

Product: Membership requires living, working, worshipping, or attending school in Marquette, Iron, Dickinson, Baraga, or Alger counties in Michigan. $5.00 par value share required. Early withdrawal penalty equals 90 days interest/dividends. Automatically renewable with a 7-day grace period, though certificate specials are nonrenewal accounts and do not roll over. Dividends compounded daily and credited quarterly.

Offer: Early withdrawal penalty may be imposed. Certificate specials will not renew at end of term.

Requirements

Product: A penalty may be imposed for early withdrawal on Certificate of Deposits. Rates may change after the account is opened. Fees may reduce earnings.

Requirements

Product: Fixed rate for the specified term. Penalty imposed for early withdrawal. Dividends paid and compounded monthly. Dividends may be added back to the certificate or deposited into share savings or checking account. Fees could reduce earnings.

Offer: Penalty for early withdrawal. Fixed rate.

Requirements

Product: Available in-branch and online. Fixed rates for the term of the CD. APY assumes interest remains on deposit until maturity. Minimum balance to open and obtain APY is $1,000. Early withdrawal penalty may apply.

Offer: Term is more than 3 months to 6 months (also listed as Up to 6 Months on personal CD page).

Requirements

Product: Early withdrawal penalty applies. Interest compounded daily. No monthly maintenance fees.

Offer: All balance tiers.

Requirements

Product: Membership required. $1,000 minimum opening deposit required. Only new money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty applies: terms less than 12 months lose 90 days' interest, 12 months to less than 36 months lose 180 days' interest, 36 months or longer lose 270 days' interest.

Offer: Only new money eligible for promotional rate. Early withdrawal penalty of 90 days' interest.

Requirements

Product: Open with as little as $500. Listed APY paid on $1,000 minimum balance ($100,000 minimum for Jumbo). $500 minimum balance Share Certificates available at 0.10% lower APY. A penalty will or may be imposed for early withdrawal.

Offer: Listed APY paid on $1,000 minimum balance; $500 minimum balance available at 0.10% lower APY. A penalty will or may be imposed for early withdrawal.