Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1276–1290 of 4,559 results
- Locality BankCertificates of DepositCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Fixed interest rate savings account agreed to leave on deposit for the selected term until maturity. If withdrawn before maturity, a penalty or loss of interest may apply.
3.59% interest rate · Effective Jun 30, 2026
Rate checked
More details - New Bedford Credit UnionCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000intro rateRequirements
Product: Penalty for early withdrawal. Dividend rate may change after the account is opened. All rates subject to change. Fees may reduce earnings.
Promotional rate · 3.59% interest rate · Effective Jun 17, 2026
Rate checked
More details - Golden Belt BankCertificates of Deposit (CDs)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Rates listed are valid for personal accounts only. Available in various terms from 3 months to 7 years. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
Offer: The minimum deposit required to open this account is $1,000. The minimum balance to obtain the APY is $1,000. Penalty may be imposed for early withdrawal. Fees could reduce earnings.
3.62% interest rate · Effective Sep 1, 2026
Rate checked
More details - The Kansas State BankCertificates of Deposit (CD's)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal may apply. Fees may reduce earnings on the account.
Offer: Penalty for early withdrawal may apply. Fees may reduce earnings on the account.
3.60% interest rate · Effective Feb 3, 2026
Rate checked
More details - COPFCUSavings CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: $1,000 minimum to open. Terms range from 3 months to 5 years. Fixed rate guaranteed for the selected term. Penalties apply for early closure or withdrawal.
3.59% interest rate · Effective Sep 1, 2026
Rate checked
More details - Bradford National BankCompounding Certificate / Certificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Fixed rate certificate of deposit. Substantial penalty for early withdrawal.
Offer: Quarterly compounding/payment available on deposits over $5,000.00.
3.60% interest rate · Effective Sep 16, 2026
Rate checked
More details - Cochran County Schools FCUShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Dividends paid bi-annually and updated quarterly.
Offer: Dividends paid bi-annually and updated quarterly.
Rate checked
More details - First Lockhart BankCertificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Fixed rate APYs. Auto renewable options available. The annual percentage yield assumes interest remains on deposit until maturity. A penalty may be imposed for early withdrawal.
Offer: A minimum of $1,000 to open account and obtain the stated APY. Penalty for early withdrawal.
3.60% interest rate · Effective Jul 2, 2026
Rate checked
More details - Foothills Credit UnionCertificate of Deposit (CD)CD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Dividends are compounded and paid quarterly. Fixed rate at a fixed term. Automatic renewal at maturity for the same term at the current market rate. Early withdrawal penalty is 90 days worth of interest.
3.60% interest rate · Effective Dec 19, 2025
Rate checked
More details - First FarmBankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: FDIC insured. Early withdrawal penalty may be imposed. Fees may reduce earnings. Maturities range from 90 days to 48 months.
3.60% interest rate · Effective Aug 1, 2026
Rate checked
More details - Provident Credit UnionFixed Rate CertificateCD · 6 months · $1,000 min · 3.65%–3.75% by balance
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Must open a Membership Savings Account prior to opening. Age 18 and up or have a joint owner. Early withdrawal penalties apply.
3.59% interest rate
Rate by balance
Rate by balance for Fixed Rate Certificate Balance APY $1,000 and upYour amount 3.65% $50,000 and up 3.70% $100,000 and up 3.75% Rate checked
More details - Sunward Credit UnionStandard Term CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Standard Term Certificates are available to personal and business members. Penalty may be imposed for early withdrawal. APY if dividends are not withdrawn during the term.
3.59% interest rate · Effective Sep 16, 2026
Rate checked
More details - Trona Valley Federal Credit UnionShare CertificatesCD · 6 months · $200 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Minimum balance $200. Automatically renews at maturity with a 10-day grace period. Dividends post quarterly. Early withdrawal penalties apply.
Offer: 6 Month Certificate (182 days). Dividends post quarterly. Early withdrawal penalties apply.
3.60% interest rate · Effective Aug 20, 2026
Rate checked
More details - Consumers Professional Credit UnionCertificates of DepositCD · 6 months · $1,000 min · 3.65%–3.75% by balance
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Dividends are compounded quarterly and paid quarterly. A penalty may be imposed for early withdrawals. Fees may reduce earnings on accounts.
Offer: Dividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply.
3.60% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $49,999Your amount 3.65% $50,000 and up 3.75% Rate checked
More details - BayFirst FinancialTraditional Fixed-Rate CDsCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.64%APY$180 over 6 months on $10,000intro rateRequirements
Product: Penalty may be charged for early withdrawal. Advertised Annual Percentage Yield (APY) may change after maturity. Fees could reduce earnings.
Offer: Penalty may be charged for early withdrawal. Advertised Annual Percentage Yield (APY) may change after maturity. Fees could reduce earnings.
Promotional rate · Effective Feb 3, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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