Credit union · NCUA insured
Cochran County Schools FCU CD Rates
Cochran County Schools FCU’s best CD rate is 3.75% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Cochran County Schools FCU’s CD rates compare
Compared with banks and credit unions near Lubbock, TX, where Cochran County Schools FCU has the most branches. $10,000, best rate first.
This credit union’s best
Cochran County Schools FCU
3.75%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $375
Share Certificates
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
Cochran County Schools FCU CD score
76
CD score
Higher than 42% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.55%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cochran County Schools FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.75%APY · 4 terms
Dividends paid bi-annually and updated quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends paid bi-annually and updated quarterly | 3.65% | $181 |
| 12 monthsDividends paid bi-annually and updated quarterly | 3.75% | $375 |
| 18 monthsDividends paid bi-annually and updated quarterly | 3.55% | $537 |
| 24 monthsDividends paid bi-annually and updated quarterly | 3.50% | $712 |
Sources (1)
- cochrancountyschoolsfcu.com · captured Sep 17, 2026
Who can join Cochran County Schools FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or worship in Cochran County are eligible for membership.
Military, government and schools
- Employees of Morton ISD, Whiteface CISD, Cochran Memorial Hospital, or Cochran County are eligible for membership.
Cost to join
- An initial deposit of $50.00 (minimum) is required to open a new account.
- A one-time new account fee of $10.00 is required to open a new account.
Membership information collected October 5, 2026.