Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1261–1275 of 4,559 results
- Marion County BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Minimum deposit of $1,000. Interest compounded and credited at maturity, quarterly, or semi-annually depending on term/product. Early withdrawal subject to penalty.
Offer: Interest compounded and credited at maturity.
3.62% interest rate · Effective Sep 29, 2026
Rate checked
More details - Lenco Credit UnionCertificates of DepositCD · 6 months · $3,000 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Penalty for early withdrawals. Dividends are computed daily and paid quarterly using the average daily balance for the dividend period.
Offer: Penalty for early withdrawals. Dividends paid quarterly using the average daily balance.
Effective Oct 5, 2026
Rate checked
More details - 3.65%APY$181 over 6 months on $10,000
Requirements
Product: Dividends are compounded quarterly. Available to members of DOCCU or employees/retirees of DOC or its subsidiaries and immediate family members.
Offer: Early withdrawal penalty: For 6 mo and 1 year Certificate is 30 days of dividends earned or all dividends earned, whichever is least.
3.60% interest rate · Compounded quarterly
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More details - Industrial Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Fixed dividend rate for the term of the account. Dividends compounded and paid quarterly. Substantial penalty for early withdrawal. Automatically renews for a term equal to the original at prevailing rate. No setup or maintenance fees.
3.60% interest rate · Effective Oct 2, 2026
Rate checked
More details - Notre Dame Federal Credit UnionStandard CertificateCD · 6–11 months · $0 min
Credit union · Add a location to see nearby branches
3.65%APYRequirements
Product: Fixed rate for the term of the certificate. Early withdrawal penalty may apply.
Effective Oct 1, 2026
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More details - North Alabama Educators Credit UnionShare CertificatesCD · 6 months · $2,000 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: A minimum balance of $1,000 is required for regular Share Certificates ($300 for minor accounts age 0-18). Dividends paid quarterly into account of choice. Early withdrawal penalty applies. 12-month certificate has a 1-time penalty-free withdrawal.
Offer: Special 6-Month CD offer. Limited to a minimum of $2,000 and $50,000 max per primary member per calendar month. Compounding dividends. Early withdrawal penalty applies.
3.60% interest rate · Balance cap $50,000 · Effective Oct 1, 2026
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More details - Carolina Foothills Federal Credit UnionTerm Share CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Certificates will automatically renew for another term at maturity. You have 10 business days after the date the certificate matures to move make changes or withdraw the funds. A penalty may be imposed if you withdraw the funds before the maturity date.
3.60% interest rate
Rate checked
More details - SkyPoint Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Dividends paid monthly. Substantial early withdrawal penalties apply. $1,000 minimum deposit.
Offer: Renews at a 6-month term unless otherwise requested. IRA certificates are not eligible. Early withdrawal penalties apply. Dividends paid monthly.
3.59% interest rate · Effective Oct 3, 2026
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More details - First Financial Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000with conditionsRequirements
Product: Dividends compounded daily and credited monthly. 10-calendar-day grace period with automatic renewal upon maturity. Early withdrawal penalties apply. Option for bump-up after 6 months on 18-, 24-, and 36-month certificates.
Qualified rate · 3.59% interest rate · Compounded daily · Effective Oct 2, 2026
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More details - SELCO Community Credit UnionStandard CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000with conditionsRequirements
Product: Minimum opening balance of $500; additional deposits not allowed. Early withdrawal penalty applies. Consumer certificates automatically renew for another term of the same duration by default with a 10-day grace period. SELCO Rate Guarantee adjusts rate if offering rate increases within 30 days of opening.
Offer: Certificate Reward Tier 2: Requires household 9-month average daily savings balance of $100,000 or more.
Qualified rate · 3.60% interest rate · Effective Oct 3, 2026
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More details - WyHy Federal Credit UnionTerm CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Fixed rate for term, quarterly paid interest/dividends. Rates can increase by 0.025% APY using available balance from Smart Points accumulation (for terms of 24 months or longer).
3.60% interest rate · Effective Mar 1, 2026
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More details - Iron Workers BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Early withdrawal penalty applies. Rates subject to change without notice.
Effective Sep 16, 2026
Rate checked
More details - Tewksbury Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Dividends compounded daily and credited monthly (or posted and compounded monthly). Automatic renewal for the same term at current rate if no action taken upon 10 days notice prior to maturity. No monthly fees. Minimum opening balance required to earn APY. Early withdrawal penalties apply (30 days interest for 3 months; 90 days interest for 6-12 months; 120 days interest for 18-60 months).
Offer: Early withdrawal penalty: 90 Days Interest.
3.59% interest rate · Compounded daily · Effective Sep 23, 2026
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More details - Cross RiverCertificate of Deposit - BranchCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Subject to penalty for early withdrawal. Rates are subject to change at any time.
3.59% interest rate · Effective Dec 17, 2025
Rate checked
More details - Five Star Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: $500 minimum opening deposit. Variable rates subject to change. Fees, if incurred, may reduce earnings.
3.59% interest rate
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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