Credit union · NCUA insured
WyHy Federal Credit Union
A $409.6M credit union headquartered in Cheyenne, WY, with 22,839 members and 5 branches in Wyoming. Best rates: CDs 3.75% and savings 0.10% APY.
WyHy Federal Credit Union Carrot Score
76
Carrot Score
Higher than 41% of U.S. banks and credit unions
#2 of 5 in Rock Springs, WY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About WyHy Federal Credit Union
Founded in 1953 by seven Wyoming Highway Department employees, WyHy Federal Credit Union is headquartered in Cheyenne, Wyoming.
Operating as a member-owned not-for-profit financial cooperative, the credit union serves members through five branches across Wyoming, including locations in Casper, Green River, Lyman, and Rock Springs.
WyHy expanded statewide through mergers with Wyoming Feds in 1986, Green River Basin in 2021, WyoChem in 2022, and Sweetwater in 2023.
- Headquarters
- 1715 Stillwater Ave, Cheyenne, WY 82009-7359
- NCUA charter
- 9094
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in the State of Wyoming.
Cost to join
- New members can get started with a $10 deposit.
Branches
5 branches in Wyoming
Loading map…
Wyoming
5 branches
Rock Springs area · 2
- Commerce Office110 Commerce Dr, Green River, WY 82935Directions
- Rock Springs Office2611 Foothill Blvd, Rock Springs, WY 82901Directions
Cheyenne area · 1
- Cheyenne OfficeMain office1715 Stillwater Ave, Cheyenne, WY 82009Directions
Casper area · 1
- Casper Office1521 Centennial Ct, Casper, WY 82609Directions
Evanston area · 1
- Lyman Office18 Rees Rd, Lyman, WY 82937Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.43% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 4.42% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.24% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $83 | $76 | — |
- CapitalNet worth ratio13.43%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late4.42%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.24%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$83Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of WyHy Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.