Compare Bank & Credit Union Rates
Best 5-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 811–825 results
- 3.65%APY$1,963 over 60 months on $10,000
Requirements
Product: Dividends are compounded quarterly. Available to members of DOCCU or employees/retirees of DOC or its subsidiaries and immediate family members.
Offer: Early withdrawal penalty: For 2-5 year Certificates is 90 days dividends or all dividends earned, whichever is least.
3.60% interest rate · Compounded quarterly
Rate checked
More details - 3.65%APY$1,963 over 60 months on $10,000with conditions
Requirements
Product: Requires having or opening a Lake City Bank checking account. Deposits and withdrawals not allowed. Penalty for early withdrawal.
Offer: Requires checking account. Penalty for early withdrawal.
Qualified rate · Effective Oct 4, 2026
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More details - Vocal Credit UnionCertificates of DepositsCD · 60 months
Credit union · Add a location to see nearby branches
3.65%APY$1,963 over 60 months on $10,000Requirements
Product: APY is calculated based upon monthly interest.
Offer: APY is calculated based upon monthly interest.
3.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - Wyoming Community BankCertificateCD · 60 months · $1,000 min · 3.65%–3.85% by balance
Bank · Add a location to see nearby branches
3.65%APY$1,963 over 60 months on $10,000Requirements
Product: Account terms must be met, if not APY of 0.1% see account for details. Rates subject to change on a daily basis. Penalties may apply for early withdrawal.
Offer: 5 Year; Balance $1,000-$25,000
3.65% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Certificate Balance APY $1,000 – $25,000Your amount 3.65% $25,000 – $100,000 3.75% $100,000 and up 3.85% Rate checked
More details - First Credit UnionTerm Share CertificatesCD · 60 months · $500 min · 3.60%–3.75% by balance
Credit union · Add a location to see nearby branches
3.65%APY$1,963 over 60 months on $10,000Requirements
Product: A penalty will be imposed for early withdrawal of all term share certificates. Automatically renewable (except Special Certificates which renew to a regular 1-year certificate at current rate). 10-day grace period before and after maturity.
3.54% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Term Share Certificates Balance APY $500 – $10,000 3.60% $10,000 – $25,000Your amount 3.65% $25,000 – $50,000 3.70% $50,000 and up 3.75% Rate checked
More details - SouthPoint Financial Credit UnionCertificatesCD · 60 months
Credit union · Add a location to see nearby branches
3.65%APY$1,963 over 60 months on $10,000Requirements
Product: Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates. Fees may reduce earnings.
3.62% interest rate · Effective Sep 1, 2026
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More details - Transportation Federal Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$1,963 over 60 months on $10,000Requirements
Product: Dividends are paid and compounded quarterly, calculated using the daily balance method. Minimum balances required to earn APY. Early withdrawal penalties apply. Must maintain membership share ($5 par value).
3.59% interest rate · Compounded quarterly · Effective Aug 17, 2026
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More details - Azalea City Credit UnionCertificates of DepositCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$1,963 over 60 months on $10,000Requirements
Product: $1,000.00 Minimum on all CD’s. CD’s pay interest Quarterly, Unless the account pays Monthly interest checks.
Offer: Term: 60 Months
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More details - Security Bank and Trust CompanyCertificates of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$1,963 over 60 months on $10,000Requirements
Product: A substantial penalty may be imposed for early withdrawal. A withdrawal of interest or fees will reduce earnings.
3.60% interest rate
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More details - Farmers and Drovers BankJump Rate CDCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$1,963 over 60 months on $10,000Requirements
Offer: Interest compounding frequency: Quarterly. Interest availability: Quarterly.
3.60% interest rate · Effective Sep 19, 2024
Rate checked
More details - Great Lakes First Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$1,963 over 60 months on $10,000Requirements
Product: Penalties apply for early withdrawal. Fees could reduce earnings.
Effective Feb 13, 2026
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More details - Currie State BankCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$1,963 over 60 months on $10,000Requirements
Product: Minimum deposit to open is $500.00 for all CDs except the 36-month Rate Changer which is $10,000.00. Early withdrawal penalties apply (3 months interest for maturities <= 1 year; 6 months interest for maturities > 1 year).
3.60% interest rate · Effective May 28, 2026
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More details - Community First Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$1,963 over 60 months on $10,000Requirements
Product: Certificate rates remain fixed for term. Dividends credited and compounded monthly. Insured by NCUA up to $250,000. Early withdrawal penalties apply.
3.59% interest rate · Compounded monthly
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More details - Southland Credit UnionTerm Share CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$1,963 over 60 months on $10,000Requirements
Product: Yields based on certificates held to maturity. Dividends paid monthly. Penalty for early withdrawal on all Term Share Certificates. Can be used to secure a Certificate Secured Loan.
3.59% interest rate · Effective Apr 27, 2026
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More details - Neighbors Federal Credit UnionShare CertificatesCD · 60 months · $1,500 min
Credit union · Add a location to see nearby branches
3.64%APY$1,957 over 60 months on $10,000Requirements
Product: Minimum deposit of $1,500 required to open an account. Funds cannot be added after opening until maturity. Early withdrawals are subject to penalty. At maturity, funds may be automatically renewed or paid to a designated account.
3.58% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,410 CDs at 3,034 banks and credit unions · checked Oct 22–24
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank