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Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 961–975 results

  1. Top Tier Federal Credit UnionTerm CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  2. Top Carrot, Carrot Score 87
    Select Employees Credit UnionCertificates of DepositCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  3. Texans Credit UnionCertificate AccountCD · 48 months · $500 min · 3.50%–3.70% by balance

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  4. Telco Plus Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  5. Top Carrot, Carrot Score 88
    Public Safety Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  6. Top Carrot, Carrot Score 87
    Farmers Insurance Federal Credit UnionShare Certificate AccountsCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000with conditions
  7. Top Carrot, Carrot Score 93
    State Employees Credit UnionShare CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000with conditions
  8. Top Carrot, Carrot Score 88
    Montana Credit UnionShare CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  9. Connections CUCertificate of DepositCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  10. Cottonwood Community Federal Credit UnionTerm CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  11. Fibre FCUShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.49%APY$1,471 over 48 months on $10,000
  12. Top Carrot, Carrot Score 89
    Mountain Credit Union48 Month CertificateCD · 48 months · $2,500 min

    Credit union · Add a location to see nearby branches

    3.49%APY$1,471 over 48 months on $10,000
  13. 1NB BankCertificates of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.49%APY$1,471 over 48 months on $10,000
  14. The Bank of TescottCertificates of Deposit (CDs)CD · 48 months · $1,000 min · 3.15%–3.49% by balance

    Bank · Add a location to see nearby branches

    3.49%APY$1,471 over 48 months on $10,000
  15. Farmers Savings BankCertificate of DepositCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    3.49%APY$1,471 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,254 CDs at 2,920 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.20%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions