Bank · FDIC insured
The Bank of Tescott CD Rates
The Bank of Tescott’s best CD rate is 3.85% APY on a 15-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How The Bank of Tescott’s CD rates compare
Compared with banks and credit unions near Salina, KS, where The Bank of Tescott has the most branches. $10,000, best rate first.
This bank’s best
The Bank of Tescott
3.85%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $484
Certificates of Deposit (CDs)
Top rate
Credit Union of America
4.30%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $917
2nd-highest rate
Exchange Bank
4.25%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $425
The Bank of Tescott CD score
82
CD score
Higher than 60% of U.S. banks and credit unions
- 3–8 months3–8 mo3.45%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo3.85%
- 31–60 months31–60 mo3.49%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Bank of Tescott ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.85%APY · 11 terms
Interest compounds quarterly; automatically renews. Substantial penalty for early withdrawal (e.g., 90 days interest for less than 12 months or 180 days interest for greater than 12 months).
| Term | APY · Up to $10,000 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsInterest compounds quarterly; automatically renews. Early withdrawal penalty applies | 0.31% | 0.66% | 0.66%0.31% to $10k | $16 |
| 6 monthsInterest compounds quarterly; automatically renews. Early withdrawal penalty applies | 3.10% | 3.45% | 3.45%3.10% to $10k | $171 |
| 9 monthsInterest compounds quarterly; automatically renews. Early withdrawal penalty applies | 3.10% | 3.45% | 3.45%3.10% to $10k | $258 |
| 12 monthsInterest compounds quarterly; automatically renews. Early withdrawal penalty applies | 3.10% | 3.45% | 3.45%3.10% to $10k | $345 |
| 15 monthsInterest compounds quarterly; automatically renews. Early withdrawal penalty applies | 3.49% | 3.85% | 3.85%3.49% to $10k | $484 |
| 18 monthsInterest compounds quarterly; automatically renews. Early withdrawal penalty applies | 3.49% | 3.85% | 3.85%3.49% to $10k | $583 |
| 24 monthsInterest compounds quarterly; automatically renews. Early withdrawal penalty applies | 3.49% | 3.85% | 3.85%3.49% to $10k | $785 |
| 30 monthsInterest compounds quarterly; automatically renews. Early withdrawal penalty applies | 3.15% | 3.49% | 3.49%3.15% to $10k | $895 |
| 36 monthsInterest compounds quarterly; automatically renews. Early withdrawal penalty applies | 3.15% | 3.49% | 3.49%3.15% to $10k | $1,084 |
| 48 monthsInterest compounds quarterly; automatically renews. Early withdrawal penalty applies | 3.15% | 3.49% | 3.49%3.15% to $10k | $1,471 |
| 60 monthsInterest compounds quarterly; automatically renews. Early withdrawal penalty applies | 3.15% | 3.49% | 3.49%3.15% to $10k | $1,871 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Account (IRA) CDs
Up to 3.85%APY · 11 terms
Traditional and Roth IRA CD options available. IRA rates are the same as rates paid on CDs over $10,000.00. Interest compounds quarterly; automatically renews.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsIRA rates earn the same rate as CDs over $10,000.00. Interest compounds quarterly; automatically renews | 0.66% | $16 |
| 6 monthsIRA rates earn the same rate as CDs over $10,000.00. Interest compounds quarterly; automatically renews | 3.45% | $171 |
| 9 monthsIRA rates earn the same rate as CDs over $10,000.00. Interest compounds quarterly; automatically renews | 3.45% | $258 |
| 12 monthsIRA rates earn the same rate as CDs over $10,000.00. Interest compounds quarterly; automatically renews | 3.45% | $345 |
| 15 monthsIRA rates earn the same rate as CDs over $10,000.00. Interest compounds quarterly; automatically renews | 3.85% | $484 |
| 18 monthsIRA rates earn the same rate as CDs over $10,000.00. Interest compounds quarterly; automatically renews | 3.85% | $583 |
| 24 monthsIRA rates earn the same rate as CDs over $10,000.00. Interest compounds quarterly; automatically renews | 3.85% | $785 |
| 30 monthsIRA rates earn the same rate as CDs over $10,000.00. Interest compounds quarterly; automatically renews | 3.49% | $895 |
| 36 monthsIRA rates earn the same rate as CDs over $10,000.00. Interest compounds quarterly; automatically renews | 3.49% | $1,084 |
| 48 monthsIRA rates earn the same rate as CDs over $10,000.00. Interest compounds quarterly; automatically renews | 3.49% | $1,471 |
| 60 monthsIRA rates earn the same rate as CDs over $10,000.00. Interest compounds quarterly; automatically renews | 3.49% | $1,871 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.