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Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
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Top CD rates

Showing 181–195 results

  1. Top Carrot, Carrot Score 91
    Family Savings Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  2. Top Carrot, Carrot Score 89
    On Tap Credit UnionTerm CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  3. Top Carrot, Carrot Score 92
    TAB BankBank Certificates of Deposit (CDs)CD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  4. Top Carrot, Carrot Score 91
    OTIS Federal Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  5. Kaua'i Federal Credit UnionJumbo CertificatesCD · 48 months

    Credit union · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  6. Top Carrot, Carrot Score 88
    Firefighters Credit UnionCertificate AccountsCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  7. Potlatch No 1 Financial Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  8. Top Carrot, Carrot Score 89
    Mountain America Credit UnionBump CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.19%APY$1,784 over 48 months on $10,000
  9. Top Carrot, Carrot Score 94
    Lincoln Maine FCUShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.19%APY$1,782 over 48 months on $10,000
  10. LibertyOne Credit UnionRegular CDCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.18%APY$1,780 over 48 months on $10,000intro rate
  11. Top Carrot, Carrot Score 88
    Coast Central Credit UnionSavings CertificatesCD · 48–59 months · $500 min

    Credit union · Add a location to see nearby branches

    4.18%APY
  12. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGo Local Term CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.18%APY$1,780 over 48 months on $10,000
  13. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGreen Term CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.18%APY$1,780 over 48 months on $10,000
  14. Top Carrot, Carrot Score 89
    Self-Help Credit UnionTerm CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.18%APY$1,780 over 48 months on $10,000
  15. Top Carrot, Carrot Score 89
    Self-Help Federal Credit UnionTerm CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.18%APY$1,780 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,258 CDs at 2,924 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
3.99%
Banks, typical
2.50%
Credit unions, typical
3.20%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions