Skip to content

Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 1216–1230 of 3,254 results

  1. Top Carrot, Carrot Score 88
    Proponent Federal Credit UnionShare CertificatesCD · 48 months · $500 min · 3.20%–3.30% by balance

    Credit union · Add a location to see nearby branches

    3.25%APY$1,365 over 48 months on $10,000
  2. Top Carrot, Carrot Score 91
    Texas Trust Credit UnionTerm Share CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.25%APY$1,365 over 48 months on $10,000
  3. Niagara Regional FCUShare CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.25%APY$1,365 over 48 months on $10,000intro rate
  4. Top Carrot, Carrot Score 93
    Cornerstone Community Federal Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.25%APY$1,365 over 48 months on $10,000
  5. Monterra Credit UnionShare CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.25%APY$1,365 over 48 months on $10,000with conditions
  6. Valley 1st Community FCURegular Share CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.25%APY$1,365 over 48 months on $10,000
  7. PFFCU – Police & Fire Federal Credit UnionCertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.25%APY$1,365 over 48 months on $10,000
  8. New Directions Community Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.25%APY$1,365 over 48 months on $10,000intro rate
  9. Patelco Credit UnionCertificatesCD · 48–59 months · $250 min

    Credit union · Add a location to see nearby branches

    3.25%APYintro rate
  10. Top Carrot, Carrot Score 88
    United Catholics Federal CUTerm CertificatesCD · 48 months · $1,000 min · 3.25%–3.71% by balance

    Credit union · Add a location to see nearby branches

    3.25%APY$1,365 over 48 months on $10,000
  11. Lakeshore Federal Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.25%APY$1,365 over 48 months on $10,000
  12. Regent BankCertificates of Deposit (CDs)CD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.25%APY$1,365 over 48 months on $10,000intro rate
  13. Family Security Credit UnionShare CertificateCD · 48 months · $1,000 min · 3.25%–3.35% by balance

    Credit union · Add a location to see nearby branches

    3.25%APY$1,365 over 48 months on $10,000
  14. Options Credit UnionCertificates (CD)CD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.25%APY$1,365 over 48 months on $10,000
  15. Dakota Western BankRegularly Advertised CDsCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    3.25%APY$1,365 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,254 CDs at 2,919 banks and credit unions · checked Oct 22–25

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.20%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Popular DirectBank
  2. Comenity Capital BankBank
  3. Synchrony BankBank
See all ranked institutions