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Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 691–705 results

  1. InvesTex Credit UnionCertificate of DepositCD · 48 months · $1,000 min · 3.65%–3.95% by balance

    Credit union · Add a location to see nearby branches

    3.65%APY$1,542 over 48 months on $10,000
  2. Top Carrot, Carrot Score 87
    BRAZOS VALLEY SCHOOLS CREDIT UNIONCertificate AccountCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.65%APY$1,542 over 48 months on $10,000
  3. Top Carrot, Carrot Score 89
    Americo FCUShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.65%APY$1,542 over 48 months on $10,000intro rate
  4. First State Bank and TrustPersonal Certificates of DepositCD · 48–59 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.65%APY
  5. Harvest BankFixed Rate Certificates of Deposit ($1,000 Minimum)CD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.65%APY$1,542 over 48 months on $10,000
  6. Top Carrot, Carrot Score 87
    Earlham BankCertificates of DepositCD · 48 months · $1,000 min · 3.65%–3.80% by balance

    Bank · Add a location to see nearby branches

    3.65%APY$1,542 over 48 months on $10,000
  7. Top Carrot, Carrot Score 98
    Dow Credit UnionBump Rate CDsCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.65%APY$1,542 over 48 months on $10,000
  8. Prospera Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.65%APY$1,542 over 48 months on $10,000
  9. Farmers State BankCertificate of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.65%APY$1,542 over 48 months on $10,000
  10. Top Carrot, Carrot Score 89
    True Sky Federal Credit UnionCertificate of Deposit (CD)CD · 48–59 months · $500 min

    Credit union · Add a location to see nearby branches

    3.65%APY
  11. Top Carrot, Carrot Score 89
    True Sky Federal Credit UnionShare CertificateCD · 48–59 months · $500 min

    Credit union · Add a location to see nearby branches

    3.65%APYintro rate
  12. Industrial Federal Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.65%APY$1,542 over 48 months on $10,000
  13. Top Carrot, Carrot Score 88
    Space Coast Credit UnionCertificates of Deposit (CDs)CD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.65%APY$1,542 over 48 months on $10,000
  14. First Florida Credit UnionCertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.65%APY$1,542 over 48 months on $10,000intro rate
  15. Vocal Credit UnionCertificates of DepositsCD · 48 months

    Credit union · Add a location to see nearby branches

    3.65%APY$1,542 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,254 CDs at 2,920 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.20%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions