Credit union · Privately insured
InvesTex Credit Union CD Rates
InvesTex Credit Union’s best CD rate is 4.25% APY on an 18-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How InvesTex Credit Union’s CD rates compare
Compared with banks and credit unions near Houston, TX, where InvesTex Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
InvesTex Credit Union
3.75%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,021
Certificate of Deposit
Top rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
2nd-highest rate
Gulf Capital Bank
4.91%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,546
InvesTex Credit Union CD score
79
CD score
Higher than 50% of U.S. banks and credit unions
- 3–8 months3–8 mo1.15%
- 9–15 months9–15 mo2.30%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where InvesTex Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.75%APY · 7 terms
| Term | APY · $1,000 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 1.15% | — | 1.15% | $57 |
| 6 monthsJumbo ($50K plus) | — | 1.40% | —1.40% from $50k | — |
| 12 months | 2.30% | — | 2.30% | $230 |
| 12 monthsJumbo ($50K plus) | — | 2.55% | —2.55% from $50k | — |
| 18 months | 3.51% | — | 3.51% | $531 |
| 18 monthsJumbo ($50K plus) | — | 4.25% | —4.25% from $50k | — |
| 24 months | 3.60% | — | 3.60% | $733 |
| 24 monthsJumbo ($50K plus) | — | 4.25% | —4.25% from $50k | — |
| 36 months | 3.65% | — | 3.65% | $1,135 |
| 36 monthsJumbo ($50K plus) | — | 3.95% | —3.95% from $50k | — |
| 48 months | 3.65% | — | 3.65% | $1,542 |
| 48 monthsJumbo ($50K plus) | — | 3.95% | —3.95% from $50k | — |
| 60 months | 3.75% | — | 3.75% | $2,021 |
| 60 monthsJumbo ($50K plus) | — | 3.90% | —3.90% from $50k | — |
Sources (1)
- investexcu.org/deposit-rates · captured Oct 6, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 3.75%APY · 7 terms
| Term | APY · $1,000 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 1.15% | — | 1.15% | $57 |
| 6 monthsJumbo ($50K plus) | — | 1.40% | —1.40% from $50k | — |
| 12 months | 2.30% | — | 2.30% | $230 |
| 12 monthsJumbo ($50K plus) | — | 2.55% | —2.55% from $50k | — |
| 18 months | 3.51% | — | 3.51% | $531 |
| 18 monthsJumbo ($50K plus) | — | 4.25% | —4.25% from $50k | — |
| 24 months | 3.60% | — | 3.60% | $733 |
| 24 monthsJumbo ($50K plus) | — | 4.25% | —4.25% from $50k | — |
| 36 months | 3.65% | — | 3.65% | $1,135 |
| 36 monthsJumbo ($50K plus) | — | 3.95% | —3.95% from $50k | — |
| 48 months | 3.65% | — | 3.65% | $1,542 |
| 48 monthsJumbo ($50K plus) | — | 3.95% | —3.95% from $50k | — |
| 60 months | 3.75% | — | 3.75% | $2,021 |
| 60 monthsJumbo ($50K plus) | — | 3.90% | —3.90% from $50k | — |
Sources (1)
- investexcu.org/deposit-rates · captured Oct 6, 2026
Payroll Growth CD
0.25%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.25% | $25 |
Sources (1)
- investexcu.org/deposit-rates · captured Oct 6, 2026
Who can join InvesTex Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Harris, Montgomery, Brazoria, Fort Bend, Washington, Chambers, Grimes, Galveston, Liberty, or Waller County, Texas are eligible for membership.
- Individuals who live, work, worship, or attend school in Downtown Houston, or regularly conduct business in the City of Houston, are eligible for membership.
- Anyone who lives or works within a 10-mile radius of any InvesTex branch office is eligible for membership.
Employers and groups
- Employees of Partner Companies are eligible for membership.
- Employees of retail merchants who are members of the Retail Merchants Association of Houston, Inc. are eligible for membership.
Military, government and schools
- Employees and family members of Aldine, Conroe, Cy-Fair, Klein, Magnolia, Montgomery, New Caney, Humble, Splendora, Spring, Tomball, and Willis ISDs; employees, family members, alumni, and students of Lone Star College System; and businesses/organizations located within those ISDs (and their employees and members) are eligible for membership.
1 more way to join
Family and household
- Family members of persons who live, work, worship, or attend school in Harris, Montgomery, Brazoria, Fort Bend, Washington, Chambers, Grimes, Galveston, Liberty, or Waller County, Texas are eligible for membership.
Cost to join
- Accounts require a minimum $5 deposit.
Membership information collected October 5, 2026.