Credit union · Privately insured
InvesTex Credit Union
A $245.3M credit union headquartered in Humble, TX, with 21,415 members and 6 branches in Texas. Best rates: CDs 4.25% and savings 1.26% APY.
InvesTex Credit Union Carrot Score
84
Carrot Score
Higher than 67% of U.S. banks and credit unions
#44 of 107 in Houston, TX metroHow the score works →
Deposits are privately insured, not by the federal government.
About InvesTex Credit Union
InvesTex Credit Union was founded in 1952 as Aldine Teachers Credit Union to serve employees and immediate family members of Aldine Independent School District in Houston, Texas.
Headquartered in Humble, Texas, the credit union expanded through mergers with Associates Mutual Credit Union in 2007 and StarTrust FCU in 2013.
- Headquarters
- 8404 FM 1960 Rd W, Humble, TX 77338
- NCUA charter
- 97112
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Harris, Montgomery, Brazoria, Fort Bend, Washington, Chambers, Grimes, Galveston, Liberty, or Waller County, Texas are eligible for membership.
- Individuals who live, work, worship, or attend school in Downtown Houston, or regularly conduct business in the City of Houston, are eligible for membership.
- Anyone who lives or works within a 10-mile radius of any InvesTex branch office is eligible for membership.
Employers and groups
- Employees of Partner Companies are eligible for membership.
- Employees of retail merchants who are members of the Retail Merchants Association of Houston, Inc. are eligible for membership.
Military, government and schools
- Employees and family members of Aldine, Conroe, Cy-Fair, Klein, Magnolia, Montgomery, New Caney, Humble, Splendora, Spring, Tomball, and Willis ISDs; employees, family members, alumni, and students of Lone Star College System; and businesses/organizations located within those ISDs (and their employees and members) are eligible for membership.
1 more way to join
Family and household
- Family members of persons who live, work, worship, or attend school in Harris, Montgomery, Brazoria, Fort Bend, Washington, Chambers, Grimes, Galveston, Liberty, or Waller County, Texas are eligible for membership.
Cost to join
- Accounts require a minimum $5 deposit.
Branches
6 branches in Texas
Loading map…
Texas
6 branches
- Investex Credit UnionMain office8404 FM 1960 Rd W, Humble, TX 77338Directions
- InvesTex Credit Union1614 N Durham Dr, Houston, TX 77008Directions
- InvesTex Credit Union905 Aldine Bender Rd, Houston, TX 77032Directions
- InvesTex Credit Union5212 Atascocita Rd, Humble, TX 77346Directions
- InvesTex Credit Union230 Cypresswood Dr Ste H, Spring, TX 77388Directions
- InvesTex Credit Union24922 State Highway 249, Tomball, TX 77375Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.39% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.47% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.26% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $58 | $76 | — |
- CapitalNet worth ratio11.39%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.47%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.26%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$58Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of InvesTex Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.