Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1006–1020 of 2,149 results
- Los Angeles Police Federal Credit UnionTerm Share CertificatesCD · 3 months · $500 min · 2.25%–2.35% by balance
Credit union · Add a location to see nearby branches
2.25%APY$56 over 3 months on $10,000intro rateRequirements
Product: Deposits are federally insured up to $250,000 by NCUA. Available to sworn and civilian law enforcement personnel and family members in Southern California.
Offer: Includes 0.25% Ultimate tier dividend rate bonus through Relationship Rewards Program. Early withdrawal penalties may apply.
Promotional rate · Effective Mar 2, 2026
Rate by balance
Rate by balance for Term Share Certificates Balance APY $500 – $49,999Your amount 2.25% $50,000 – $99,999Jumbo tier. 2.30% $100,000 and upSuper Jumbo tier. 2.35% Rate checked
More details - Southern Chautauqua Federal Credit UnionShare CertificatesCD · 3 months · $250 min
Credit union · Add a location to see nearby branches
2.23%APY$55 over 3 months on $10,000Requirements
Product: Interest can be paid monthly or yield can increase through reinvestment of interest. No risk of principal loss. Early withdrawal penalty up to 180 days of interest. Insured up to $250,000 through NCUA.
Offer: Penalty for early withdrawal.
2.21% interest rate · Effective Oct 19, 2026
Rate checked
More details - First National BankStandard Term CDsCD · 3–5 months · $10,000 min
Bank · Add a location to see nearby branches
2.22%APYRequirements
Product: Funds remain on deposit until maturity. Premier Checking customers receive a 0.10% increase on Certificates of Deposit.
2.20% interest rate · Effective Oct 14, 2026
Rate checked
More details - Charleston FCUShare Certificate AccountsCD · 3 months · 2.07%–2.22% by balance
Credit union · Add a location to see nearby branches
2.22%APY$55 over 3 months on $10,000intro rateRequirements
Product: Fees could reduce the earnings on Club and Share Certificate Accounts. Rates subject to change without notice.
Promotional rate · 2.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Accounts Balance APY Any balance 2.07% $10,000 and upYour amount$10,000 or more 2.22% Rate checked
More details - 600 Atlantic FCUCertificate of DepositCD · 3 months · $2,500 min
Credit union · Add a location to see nearby branches
2.22%APY$55 over 3 months on $10,0002.20% interest rate · Effective Sep 28, 2026
Rate checked
More details - Northeast BankCertificates of Deposit (CDs)CD · 3 months · $1,000 min · 2.12%–2.22% by balance
Bank · Add a location to see nearby branches
2.22%APY$55 over 3 months on $10,000Requirements
Product: Rates do not apply to CDs of $100,000 or greater. Early withdrawals subject to penalty. No setup or maintenance fees. $20 fee if account is closed within 3 months of opening.
Offer: Compounding and crediting frequency at Maturity. 3 month loss of interest penalty for early withdrawal. Rates do not apply to CDs of $100,000 or greater.
2.10% interest rate · Effective Apr 1, 2024
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $1,000 – $10,000 2.12% $10,000 – $100,000Your amount 2.22% Rate checked
More details - Securityplus Federal Credit UnionShare CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.20%APY$55 over 3 months on $10,000Requirements
Product: Minimum initial opening deposit of $1,000. Early withdrawal penalties may apply.
Offer: Minimum Funding Requirement: $1,000.
2.18% interest rate
Rate checked
More details - 2.18%APY$54 over 3 months on $10,000
Requirements
Product: Early withdrawals from CDs will incur substantial penalties. Fees could reduce earnings on some accounts. Additional deposits are permitted to share certificates up to 10 days after open/renewal date. The minimum required to open is the same as the minimum required to earn corresponding interest. Monthly Interest / Monthly Check - Posted rate less .20% APY. All rates subject to change without notice.
2.16% interest rate · Effective Oct 15, 2026
Rate checked
More details - The Goose River BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.17%APY$54 over 3 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account.
Offer: 91 Day term. Early withdrawal penalty may apply. Rate and APY may change after opening.
2.15% interest rate · Effective Jul 14, 2026
Rate checked
More details - Langley Credit UnionCertificatesCD · 3 months · $100 min
Credit union · Add a location to see nearby branches
2.15%APY$53 over 3 months on $10,000Requirements
Product: Requires $5 deposit to Langley savings account for membership. Early withdrawal penalties apply (90 days dividends for 3-6 months, 180 days dividends for 12 months or greater). Dividends compound monthly.
2.13% interest rate
Rate checked
More details - Atlantic Federal Credit UnionShare CertificateCD · 3 months · $100 min
Credit union · Add a location to see nearby branches
2.15%APY$53 over 3 months on $10,000Requirements
Product: Early withdrawals are subject to penalty. 10-calendar-day grace period at maturity before automatic renewal.
2.13% interest rate · Effective Oct 19, 2026
Rate checked
More details - Baltic State BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.15%APY$53 over 3 months on $10,000Requirements
Product: Minimum deposit of $500 to open. 2 forms of identification required. Additional deposits are not allowed during term. Early withdrawals may be subjected to penalties. Automatically renewed upon maturity with a 10-day grace period. Open at any office or online (online for existing customers only).
Offer: Early withdrawal penalty applies. Minimum balance to obtain APY is $500.00. Automatic renewal with 10-day grace period.
2.13% interest rate · Effective Oct 8, 2026
Rate checked
More details - Alliance Credit UnionCertificates of DepositCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.15%APY$53 over 3 months on $10,000Requirements
Product: Interest is compounded quarterly and credited quarterly. Account automatically renews at maturity with a 10-day grace period. Early withdrawal penalty applies.
2.14% interest rate · Compounded quarterly
Rate checked
More details - Bank of HawaiiStandard Rate CDCD · 3 months · $2,500 min · 2.15%–2.25% by balance
Bank · Add a location to see nearby branches
2.15%APY$53 over 3 months on $10,0002.15% interest rate · Effective Dec 29, 2025
Rate by balance
Rate by balance for Standard Rate CD Balance APY $2,500 – $100,000Your amount 2.15% $100,000 and up 2.25% Rate checked
More details - Blue Flame Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.15%APY$53 over 3 months on $10,000Requirements
Product: Dividends are compounded and paid monthly. Early withdrawal penalties apply. Automatically renews for the same term at maturity unless otherwise requested.
Offer: Minimum balance before dividends can be earned.
Effective Jan 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 3-month CDs pay nationwide
2,149 CDs at 1,940 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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